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The average cost of car insurance for Toyota Yaris Ia owners is $2,870 a year. However, exact rates vary from model to model: for instance, the Camry Se Night Shade costs $254 more per year to insure than the Pickup 1/2 Ton Short Wheelbase Dlx.
Toyota Yaris Ia car insurance cost
One of the primary determining factors for your Toyota Yaris Ia insurance rate is the age of your vehicle. Here's how much it costs to insure your Yaris Ia by car year:
| Model year | Average Cost | Annual Savings with Jerry |
|---|---|---|
| 2018 | $3,185 | $909 |
| 2017 | $2,829 | $883 |
If you drive a Toyota Yaris Ia , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:
Best car insurance companies for your Toyota Yaris Ia
If you drive a Toyota, you probably put a high value on the things Toyota does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Toyota Yaris Ia drivers.
| Insurance company | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Commonwealth Insurance | $3,240 | $1,813 |
| Kemper | $3,492 | $1,545 |
| Dairyland | $3,249 | $1,514 |
| Progressive | $2,799 | $887 |
| Safeco | $2,683 | $654 |
| State Auto | $2,425 | $642 |
| Plymouth Rock | $2,520 | $635 |
| Travelers | $2,205 | $570 |
| Allstate | $2,019 | $555 |
| Metlife | $1,680 | $339 |
Compare car insurance quotes for Toyota Yaris Ia
But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Toyota insurance in the app!
| Quote Date | Zip Code | State | City | Name | Age | Insurance Company | Before Jerry | After Jerry |
|---|---|---|---|---|---|---|---|---|
| April 7, 2022 | 60419 | IL | Dolton | Lulu A. | 23 | National General | $3,768 | $3,220 |
| March 25, 2022 | 22625 | VA | Cross Junction | Aiden A. | 27 | Clearcover | $1,080 | $736 |
| February 2, 2022 | 32750 | FL | Longwood | Corey H. | 26 | Infinity | $2,160 | $1,276 |
| May 6, 2021 | 33145 | FL | Miami | Brandon B. | 28 | Progressive | $2,544 | $1,848 |
| January 30, 2021 | 32547 | FL | Fort Walton Beach | Seth G. | 23 | Progressive | $3,840 | $3,078 |
Best car insurance companies for Toyota Yaris Ia drivers with bad driving records
Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
| Driving Violation | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Clean Record | $3,043 | $919 |
| DUI | $4,668 | $2,636 |
| Speeding over 15 | $2,869 | $1,093 |
| Failure to Obey Traffic Sign | $3,679 | $1,005 |
| Speeding under 15 | $2,706 | $679 |
| Wrong Way/Wrong Lane | $3,768 | $548 |
| Cell Phone | $2,400 | $376 |
| Careless Driving | $2,784 | $370 |
| Driving on Sus. License | $3,660 | $220 |
| Suspension | $3,660 | $220 |
How much does Toyota Yaris Ia insurance go up after a DUI?
If you get a DUI while driving your Yaris Ia, you can expect your premium to increase by an average of 4%.
How much does Toyota Yaris Ia insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Yaris Ia, your insurance premium could increase by an average of 9%.
Best Car Insurance for Toyota Yaris Ia by Age
If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $12 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.
Best Car Insurance for Toyota Yaris Ia by Location
Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Toyota Yaris Ia drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
| Quote Date | Car | Before Jerry | After Jerry | Zip code | State | Name | Age | Insurance Company |
|---|---|---|---|---|---|---|---|---|
| March 25, 2022 | Toyota Yaris IA | $90/mo. | $61/mo. | 22625 | VA | Robert R. | 27 | Clearcover |
| February 2, 2022 | Toyota Yaris IA | $180/mo. | $106/mo. | 32750 | FL | Leroy B. | 26 | Infinity |
| May 6, 2021 | Toyota Yaris IA | $212/mo. | $154/mo. | 33145 | FL | Jose T. | 28 | Progressive |
| January 30, 2021 | Toyota Yaris IA | $320/mo. | $257/mo. | 32547 | FL | Blake P. | 23 | Progressive |
| April 7, 2022 | Toyota Yaris IA | $314/mo. | $268/mo. | 60419 | IL | Emily M. | 23 | National General |
Driving a Toyota Yaris Ia
The Toyota Yaris iA is actually a Mazda vehicle and now discontinued. This affordable sedan has an impressive interior and onboard technology that practically screams value. Car and Driver rates the 2018 Yaris iA a 10 out of 10, and it costs under $17,000. Five people can fit in this four-door, subcompact sedan. Your standard option is a six-speed manual, but you can upgrade to a six-speed automatic. The powertrain allows you to go from 0 to 60 mph in 8.7 seconds with 106 horsepower. While the Yaris iA won’t win any prizes for acceleration or horsepower, this vehicle is filled with useful features that make competitors pale in comparison. This model includes a 7” infotainment system, rearview camera, Bluetooth, keyless entry, and forward-collision warning.The Yaris iA’s fuel economy is another major selling point––the little car can reach 39 mpg on the highway. Can you name another subcompact sedan that includes all these features for under $17k? We didn’t think so. With a car as practical as this one, you’ll want to have the right car insurance coverage for optimal protection.
If you own a Toyota Yaris Ia , here’s what you need to know about your vehicle:
- The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
- Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
- If you bought your Toyota Yaris Ia new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Toyota Yaris Ia is worth, the more you’ll pay to insure and drive it.
How can you save money on insurance for a Toyota Yaris Ia?
The average annual cost to insure a model is $2,870. But who says you have to be average? Here are a few hacks to help you save money on insurance.
Compare rates
You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!
Drive well to save
That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).
By R.E. Fulton
Reviewed by Kathleen Flear, Director of Content.
Toyota Yaris Ia car insurance cost
Best car insurance companies for your Toyota Yaris Ia
Compare car insurance quotes for Toyota Yaris Ia
Best car insurance companies for Toyota Yaris Ia drivers with bad driving records
Best Car Insurance for Toyota Yaris Ia by Age
Best Car Insurance for Toyota Yaris Ia by Location
How can you save money on insurance for a Toyota Yaris Ia?
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