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Cheapest Subaru Impreza Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Subaru Impreza
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Liz Jenson
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Subaru Impreza car insurance cost? 

The average Subaru Impreza driver will spend $90 per month for state minimum car insurance and $154 per month for full coverage. This makes the Subaru Impreza 2% cheaper to insure than comparably popular vehicles, such as the
Tesla
Model 3
,
Fiat
500
, and
Mazda
2. 
When comparing car insurance prices, however, it’s important to remember that the ‘average rate’ will rarely reflect your actual monthly premium. This is because your final price is determined by your specific driver profile. Important factors like your Impreza’s model year, the trim level, and even your zip code can have a big impact on your rate. The only reliable way to estimate the final insurance cost for your Subaru is to
compare car insurance quotes
.

Compare the cheapest Subaru Impreza car insurance quotes

While it might feel overwhelming, finding the right price for your auto insurance has actually never been simpler. Using
Jerry
, drivers can source the best rates from some of the top providers in under two minutes. 
Subaru Impreza drivers save an average of $1,523 per year on their insurance rates with Jerry—and the table below includes some examples of free quotes real policyholders received:
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
November 13, 2024
Subaru Impreza PremiumProgressive
$119
• 50,000/100,000 Liability
November 9, 2024
Subaru Impreza WRXAAA
$101
• 30,000/60,000 Liability
November 5, 2024
Subaru ImprezaNational General
$89
• 100,000/300,000 Liability
• Comp / Collision
November 3, 2024
Subaru ImprezaBristol West
$340
• State Minimum Liability
• Comp / Collision
November 3, 2024
Subaru Impreza PremiumNationwide
$138
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024
While you might see your car’s exact model here, that doesn’t mean that your car insurance premiums will be the same. Remember, the model year and trim level of your Subaru are also important to determining your insurance rates. Additionally, your driving history, insurance history, and zip code can impact your quote. 
With all of these possible variations, you’ll need to
get car insurance quotes
for your Subaru Impreza from at least three car insurance companies. This will ensure that you get a range of quotes.

The best car insurance companies for Subaru Impreza owners

Insurance companies each use a different algorithm to
calculate your premium
, which means that there won’t be any one insurance company that’s best for your Subaru Impreza. Insurance rates are highly individualized to each driver and vehicle, so different drivers could get very different rates from the same company.
To help you find the best provider for you and your Subaru model, Jerry conducted the biggest survey in the nation, asking over 15,000 real policyholders about their experience with their current insurer. 
According to survey results, companies like
GEICO
,
State Farm
, and
Progressive
achieved higher than average customer service ratings. On the other hand, insurers including
Safeco
and
Travelers
received better policy cost scores. Take a look at the table below to see how other drivers rate different insurance providers on a 5.0 scale. 
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Subaru Impreza?

Legally, you’ll need to purchase at least the state minimum required car insurance coverage. For the Subaru Impreza, you can expect to pay an average of $90 per month. If you want a more thorough policy, however, you might opt for full coverage insurance, which costs an average of $154 per month for Impreza drivers.
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Subaru Impreza
$154
$90
Here’s a further breakdown of the two basic coverages you can get for your Subaru Impreza:
While the state minimum is the cheaper option overall, it may cost you more money in the long run. Keep in mind that liability insurance only covers damages and injuries for third parties—and if your limits max out, you could be left financially vulnerable. As such, most drivers will benefit from a full coverage option with higher liability limits of 50/100/50 or 100/300/100. 
For added protection, also consider including optional insurance coverages, such as
roadside assistance
or
rental reimbursement

Why are some trims more expensive to insure than others?

While it might seem like your vehicle’s trim level doesn’t have a lot to do with car insurance, replacement and repair costs for premium trim levels tend to be higher. This means that your car poses a bigger financial risk to your insurer, and therefore, you’ll generally see higher premiums.
To compare the average cost of car insurance for different Subaru Impreza trims, take a look at the following table:
CarMonthly minimum coverage costMonthly full coverage cost
Impreza Subaru
$79
$156
Impreza Subaru 2.5i
$87
$157
Impreza Subaru 2.5i Premium
$93
$148
Impreza Subaru 2.5i Sports Wagon
$111
$188
Impreza Subaru Limited
$99
$126
Impreza Subaru Outback
$106
$174
Impreza Subaru Outback Sport
$92
$124
Impreza Subaru Premium
$102
$161
Impreza Subaru Premium Plus
$71
$148
Impreza Subaru RS
$77
$237
Impreza Subaru Sport
$86
$153
Impreza Subaru Sport Limited
$95
$131
Impreza Subaru Sport Premium
$85
$164
Impreza Subaru WRX
$79
$162
Impreza Subaru WRX STI
$142
$149
Lower my car insurance too!

Subaru Impreza insurance cost by model year

New cars are often more technologically advanced, and therefore they’re more expensive to insure. A one-year-old car, for example, will typically have higher insurance rates than a 10-year-old car. Additionally, your driver profile will have a big impact on your insurance rates.
Take a look at the following tables to get a better idea of how much different Jerry drivers pay for their car insurance.

2023 Subaru Impreza car insurance quotes

Generally speaking, the newer your car, the higher the insurance rates. Check out the following table to learn how much Jerry drivers pay to insure their 2023 Subaru Imprezas.
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2023
Subaru Impreza Premium
Progressive
$170
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$163
• State Minimum Liability
• Comp / Collision
2023
Subaru Impreza Premium
Bristol West
$221
• 50,000/100,000 Liability
• Comp / Collision
National General
$146
• State Minimum Liability
Bristol West
$285
• 25,000/50,000 Liability
coverageLast Updated Nov 19, 2024

2022 Subaru Impreza car insurance quotes

Every driver’s car insurance quote will be slightly different—even if they all drive a Subaru Impreza. Below, you’ll see real quotes that Jerry compared for 2022 Subaru Impreza drivers.
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$95
• 30,000/60,000 Liability
2022
Subaru Impreza Sport
Allstate
$138
• 100,000/300,000 Liability
• Comp / Collision
2022
Subaru Impreza Premium
Safeco
$237
• State Minimum Liability
• Comp / Collision
2022
Subaru Impreza Sport
Travelers
$308
• 100,000/300,000 Liability
• Comp / Collision
2022
Subaru Impreza Premium
Nationwide
$99
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 19, 2024

2021 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Safeco
$323
• 100,000/300,000 Liability
• Comp / Collision
Mercury
$120
• 100,000/300,000 Liability
• Comp / Collision
Bristol West
$111
• State Minimum Liability
2021
Subaru Impreza Limited
Clearcover
$95
• State Minimum Liability
• Comp / Collision
2021
Subaru Impreza Premium
Trexis
$131
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Subaru Impreza with our real quote examples below:

2020 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2020
Subaru Impreza Premium
Progressive
$119
• 50,000/100,000 Liability
Nationwide
$153
• 100,000/300,000 Liability
• Comp / Collision
Plymouth Rock
$340
• 100,000/300,000 Liability
• Comp / Collision
National General
$94
• State Minimum Liability
Mercury
$138
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 19, 2024

2019 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$70
• State Minimum Liability
• Comp / Collision
Safeco
$140
• 50,000/100,000 Liability
• Comp / Collision
2019
Subaru Impreza Limited
Allstate
$207
• 100,000/300,000 Liability
• Comp / Collision
AAA
$194
• State Minimum Liability
• Comp / Collision
2019
Subaru Impreza Premium
Travelers
$137
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 17, 2024

2018 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$114
• State Minimum Liability
• Comp / Collision
2018
Subaru Impreza Premium
Travelers
$173
• 100,000/300,000 Liability
• Comp / Collision
2018
Subaru Impreza Sport
Safeco
$203
• 30,000/60,000 Liability
• Comp / Collision
Mercury
$193
• 50,000/100,000 Liability
• Comp / Collision
Clearcover
$94
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

2017 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2017
Subaru Impreza Limited
Progressive
$85
• 50,000/100,000 Liability
• Comp / Collision
2017
Subaru Impreza Premium Plus
Safeco
$267
• 100,000/300,000 Liability
• Comp / Collision
2017
Subaru Impreza Sport
Travelers
$113
• State Minimum Liability
• Comp / Collision
Allstate
$92
• 100,000/300,000 Liability
• Comp / Collision
AAA
$195
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

2016 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Travelers
$133
• 50,000/100,000 Liability
• Comp / Collision
2016
Subaru Impreza Sport
Safeco
$100
• 100,000/300,000 Liability
• Comp / Collision
AAA
$104
• State Minimum Liability
• Comp / Collision
Bristol West
$340
• State Minimum Liability
• Comp / Collision
2016
Subaru Impreza Premium
Mercury
$245
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 16, 2024

2015 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2015
Subaru Impreza Premium
Allstate
$189
• 100,000/300,000 Liability
• Comp / Collision
State Auto
$176
• 50,000/100,000 Liability
• Comp / Collision
2015
Subaru Impreza Premium
Bristol West
$196
• 100,000/300,000 Liability
• Comp / Collision
2015
Subaru Impreza Premium
Infinity
$160
• State Minimum Liability
2015
Subaru Impreza Premium Plus
Clearcover
$151
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

2014 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2014
Subaru Impreza WRX
Progressive
$222
• State Minimum Liability
• Comp / Collision
2014
Subaru Impreza Premium
Safeco
$139
• 50,000/100,000 Liability
• Comp / Collision
2014
Subaru Impreza WRX
Allstate
$191
• 100,000/300,000 Liability
• Comp / Collision
2014
Subaru Impreza WRX
Nationwide
$79
• 100,000/300,000 Liability
• Comp / Collision
National General
$170
• State Minimum Liability
coverageLast Updated Nov 21, 2024

2013 Subaru Impreza car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2013
Subaru Impreza Premium AWD
Progressive
$157
• State Minimum Liability
• Comp / Collision
2013
Subaru Impreza WRX
Allstate
$132
• 50,000/100,000 Liability
• Comp / Collision
2013
Subaru Impreza Premium
Nationwide
$244
• 100,000/300,000 Liability
• Comp / Collision
2013
Subaru Impreza WRX
Travelers
$333
• 50,000/100,000 Liability
• Comp / Collision
2013
Subaru Impreza Sport Limited
Clearcover
$72
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

See All Subaru Impreza Insurance Information by Year

Are Subaru Imprezas expensive to insure? 

On average, Subaru Impreza drivers pay about $90 per month for their car insurance. That’s 2% less expensive compared to the national average for other vehicles within a similar price range.
CarMonthly minimum coverage costMonthly full coverage cost
Subaru Impreza
$90
$154
Mitsubishi Eclipse
$92
$179
Fiat 500X
$118
$181
Mazda CX-5
$97
$161
Kia Seltos
$125
$168
You might be wondering why cars in a similar price range have so much variation in terms of insurance rates. The truth is that many insurance companies base their rates on things like the MSRP, trim level, cost of repairs, model year, and most of all, safety ratings.

Subaru Impreza safety ratings

Your vehicle’s safety rating plays a big part in your car insurance costs. When it comes to vehicle safety rating organizations, there are two well-known companies:
  • National Highway Traffic Safety Administration (NHTSA): Frontal, side, and rollover crash tests are the basis for the NHTSA’s 5-Star Safety Rating.
  • Insurance Institute for Highway Safety (IIHS): The IIHS bases their safety ratings on two different factors: how well the vehicle’s technology works to prevent or reduce the severity of accidents, and how well vehicle occupants are protected from injury during a crash.
Check out the following tables to learn more about Subaru Impreza safety ratings:

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Side: updated test
Poor
Headlights (varies by trim/option)
Good/Marginal depedning on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior

Subaru Impreza safety features 

A vehicle’s safety features can also affect the price of your insurance policy. As you might imagine, more advanced safety features lead to lower insurance rates. In short: the safer your car is for you, the safer it is for your insurer.
Luckily, the Subaru Impreza has several safety features, which you can see in the following table.
Safety featureDescription
Knee airbags
Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Security system
The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Anti-whiplash
Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury.
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.

What other factors affect Subaru Impreza insurance rates?

Your
car insurance rate
is impacted by a wide variety of factors, including: 
  • The type of vehicle you drive: Luxury, high-performance, and sports cars tend to have higher collision and comprehensive coverage rates.
  • Your claims history and driving record: If you have car accidents or tickets on your driving record, you’ll likely face higher insurance rates.
  • Your driver age: Drivers under the age of 25 will pay higher insurance rates. This is because insurance companies view younger drivers to be a high risk as they have less driving experience.

Subaru Impreza insurance cost for young drivers

Of all age groups,
teen drivers
— that is, drivers between the ages of 16 and 19— will face the highest insurance premiums. Teens are more likely to get into accidents, meaning that younger drivers with newer cars benefit from the accident protection provided by full coverage insurance.
Until rates drop—usually around 25—young drivers can find cheaper premiums with Jerry:
card cover
Adelaide (22 years old)
coverageCoverage
State Minimum
$263
per month
card cover
Linnie (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationStanfordville, NY
$243
per month
card cover
Nathaniel (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$269
per month
card cover
Sylvia (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSubaru Impreza Premium
$516
per month
card cover
Gainsco
Adrian (18 years old)
coverageCoverage
State Minimum
locationJacksboro, TN
carSubaru Impreza Outback Sport
$144
per month

Subaru Impreza insurance cost for senior drivers

Older adults in their mid-60s and above will also face higher auto insurance rates. This is because senior drivers are statistically more likely to get into accidents. Similarly, older adults are more likely to sustain serious injuries in a crash. These two risk factors combined lead to higher
car insurance rates for seniors
.
However, senior motorists can keep costs low by shopping with the Jerry app. Here are some of the policies drivers recently received for their Subaru Impreza.
card cover
Nicholas (72 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$65
per month
card cover
Edith (84 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carSubaru Impreza Premium
$199
per month
card cover
Nannie (72 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$89
per month
card cover
Nelle (76 years old)
coverageCoverage
State Minimum
$233
per month
card cover
Flora (66 years old)
coverageCoverage
State Minimum
locationDunmore, PA
carSubaru Impreza Premium
$143
per month

Subaru Impreza insurance cost for drivers with driving violations 

The better your driving record, the lower the risk you pose to potential insurers, and the cheaper your premiums are.
Conversely, if you have a lot of violations on your driving record, you will often face higher premiums and more challenges when shopping for car insurance. Common traffic infractions may increase your insurance costs, including violations like:

Cheapest car insurance for Subaru Impreza drivers with speeding ticket

If you have a speeding ticket on your record, don’t panic! There are different degrees of speeding. Driving 1-5 MPH over the limit, for example, won’t increase your insurance rates as much as driving 21 MPH over the limit.
Below are some sample quotes for drivers with speeding tickets of varying severity:
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Subaru Impreza PremiumProgressive
$91
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Subaru Impreza SportProgressive
$159
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Subaru Impreza PremiumBristol West
$162
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Subaru Impreza SportNationwide
$104
• 100,000/300,000 Liability
• Comp / Collision
Speeding 21+
Subaru Impreza Sport PremiumThe General
$96
• State Minimum Liability
coverageLast Updated Nov 22, 2024

Cheapest car insurance for Subaru Impreza drivers with a DUI record

Different car insurance companies may react differently to a DUI offense on your record. This means that, if you have gotten a DUI, it’s even more important to compare rates to find lower-cost insurance options. 
Many Subaru Impreza drivers use Jerry to get affordable insurance rates after a DUI.
card cover
Vincent (36 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSubaru Impreza 2.5I
$119
per month
card cover
Flora (26 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
carSubaru Impreza Outback Sport
$222
per month
card cover
Andrew (39 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationSyracuse, NY
carSubaru Impreza Premium
$196
per month
card cover
Cornelia (44 years old)
coverageCoverage
State Minimum
carSubaru Impreza Outback Sport
$73
per month
card cover
Pauline (42 years old)
coverageCoverage
State Minimum
carSubaru Impreza Sport
$212
per month

Cheapest car insurance for Subaru Impreza drivers after an accident

Your car insurance rates could increase significantly if you were recently declared at fault in an accident. Luckily, Jerry has helped many Subaru Impreza drivers find affordable car insurance following car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With No Injury
Subaru Impreza PremiumTravelers
$173
• 100,000/300,000 Liability
• Comp / Collision
At Fault With Injury
Subaru ImprezaSafeco
$195
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Subaru Impreza Outback SportAllstate
$103
• 50,000/100,000 Liability
At Fault With No Injury
Subaru Impreza WRXAAA
$310
• 100,000/300,000 Liability
• Comp / Collision
At Fault With Injury
Subaru Impreza WRXBristol West
$222
• 50,000/100,000 Liability
coverageLast Updated Nov 22, 2024

Cheapest car insurance for Subaru Impreza drivers with other driving violations on their record

Other types of driving violations, like driving on a suspended licence and reckless driving, can also impact your car insurance rates. Below, you’ll find some examples of driving violations and how Jerry helped Subaru Impreza drivers save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Defective Equipment
Subaru Impreza 2.5IProgressive
$81
• State Minimum Liability
Failure to Yield
Subaru Impreza SportTravelers
$135
• 50,000/100,000 Liability
• Comp / Collision
Cell Phone
Subaru ImprezaAspire Advantage
$212
• State Minimum Liability
• Comp / Collision
Careless Driving
Subaru Impreza 2.5IAAA
$94
• 30,000/60,000 Liability
• Comp / Collision
Driving on Sus. License
Subaru ImprezaInfinity
$173
• 15,000/30,000 Liability
Failure to Obey Signal
Subaru Impreza PremiumNationwide
$244
• 100,000/300,000 Liability
• Comp / Collision
Improper Passing
Subaru Impreza PremiumState Auto
$109
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

How can I lower the cost of insurance for my car?

If your rates are higher than expected for your Subaru Impreza, you can continue to save on premiums by following these tips and tricks:
  • Shop around: The best way to find the most affordable car insurance for you is to get quotes from as many insurers as possible. Fortunately, Jerry can do this part for you in a matter of seconds. You’ll be able to compare prices quickly and easily. If you find a great deal, Jerry can even help you cancel your old policy and sign up for a new one.
  • Increase your deductible: The amount of money you pay before your insurance kicks in is called your
    car insurance deductible
    . The higher your deductible, the lower your monthly insurance payments. Just make sure that you’ll still be able to afford your deductible in the event of an accident.
  • Research discounts: Insurers will typically offer
    car insurance discounts
    , even if you don’t see them advertised. Some of the most popular types are safe driver and good student discounts. Check with your provider to see what’s available and if you’re eligible. 
  • Bundle your policies: You can sometimes significantly reduce your car insurance rates by
    bundling your homeowners and auto insurance
    .

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Liz Jenson
Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz’s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details.
Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.
avatar
Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.