On average, car insurance in Mesa costs $111 per month for minimum liability coverage, or about $126 per month for full-coverage insurance. Mesa drivers pay 11% less the

Arizona

average.

Smart car insurance shoppers in Mesa, Arizona turn to Jerry every month, because Jerry makes it easy for customers to

compare and purchase affordable car insurance

. Below are some of the cheapest car insurance quotes Jerry found for customers in Mesa.

Quote Date	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
September 18, 2023	Progressive	$159	Jacob, 44 Zip: 85204	Nissan Xterra XE	• State Minimum Liability
September 15, 2023	Nationwide	$200	Jeremiah, 25 Zip: 85209	Toyota RAV4 Sport	• State Minimum Liability • Comp / Collision
September 8, 2023	Safeco	$101	Bess, 45 Zip: 85212	KIA Sorento SX	• 100,000/300,000 Liability • Comp / Collision
September 4, 2023	Gainsco	$152	Ada, 36 Zip: 85207	Jeep Cherokee Latitude	• State Minimum Liability
September 1, 2023	Travelers	$119	Olive, 35 Zip: 85206	Honda HR-V EXL	• 50,000/100,000 Liability • Comp / Collision

Last Updated Sep 18, 2023

Compare car insurance quotes now

How'd we get this data?

Real Insurance Agents

Jerry is one of the largest insurance agencies licensed in your state and has a team of 100+ licensed insurance agents dedicated to helping customers (7 days a week customer support).

Real Insurance Quotes

Jerry Insurance Agency works with 50+ insurance companies as their appointed broker. We are licensed in all 50 states (NPN: 18788611). Our evaluations are not influenced by insurance companies.

Real Insurance Companies

We spent over 200 hours analyzing data from 25 million+ real insurance quotes in the last year, to provide you with up-to-date insurance information.

Best Car Insurance Companies in Mesa

The five largest insurers in Arizona are State Farm, Berkshire Hathaway (i.e. GEICO), Progressive, Farmers, and Liberty Mutual—but biggest doesn’t always mean best.

When it comes to shopping for car insurance, every customer receives different quotes based on their profile—meaning that the “best” insurance company can be different for everyone. Aside from the cost, you’ll also want to consider factors such as claims handling and customer service when choosing a company.

To help drivers better compare the best and cheapest car insurance companies in Arizona, Jerry conducted the largest insurance survey in the nation. According to our results, smaller insurers actually received the highest ratings from Arizona drivers: companies like American Family, Auto-Owners, Gainsco, Commonwealth, and The Hartford.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
USAA	4.8	4.3	N/A	4.8
Progressive	4.4	4	4.2	4.5
Geico	3.9	3.3	4.5	4
State Farm	3.6	3.6	2.3	4.8
Farmers	3.5	3.3	4.3	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Mesa

To legally hit the road, Mesa drivers need to meet Arizona’s minimum coverage limits for bodily injury liability and property damage liability. But minimum liability may not offer enough financial coverage in the event of an accident—so drivers in Mesa should consider purchasing full coverage for the best protection.

Cheap minimum liability insurance quotes in Mesa

Minimum liability coverage in Arizona means at least $25,000 of

bodily injury liability coverage

per person, $50,000 of bodily injury liability coverage per accident, and $15,000 of

property damage liability

coverage per accident.

These coverages are commonly referred to as 25/50/15 coverage. With this basic liability coverage, you’ll be protected up to your policy’s limits in the event that you are responsible for injuries or property damage while driving.

Here are some examples of Mesa car owners that Jerry has assisted with obtaining minimum liability coverage.

Progressive

Jacob (44 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85204)

Nissan Xterra XE

$159

per month

Travelers

Barry (30 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85202)

KIA Optima LX

$166

per month

Allstate

Victor (35 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85206)

Ford Ecosport SE

$126

per month

Safeco

Seth (28 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85201)

Chevrolet Camaro LT

$75

per month

Mercury

Leo (28 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85210)

Jeep Patriot Latitude

$115

per month

Do you need more than minimum coverage in Mesa?

Legally, drivers in Mesa don’t need to carry more than the minimum liability coverage mandated by

Arizona’s car insurance laws

—but financially, many drivers may want to.

In an at-fault accident, you could be responsible for medical bills and vehicle repairs well over the 25/50/15 limit, especially if you cause serious injuries to another person. Once you’ve hit your liability coverage limits, your auto insurance policy won’t pay extra—meaning you could be responsible for paying the difference out of pocket.

You should also keep in mind that

Arizona’s car accident laws

allow drivers to file personal injury lawsuits for up to two years following a car accident—so your liability extends long past the initial incident!

The bottom line: Consider raising your coverage level if you can afford it—a 50/100/30 liability insurance policy offers better financial protection than the minimum.

Cheap full coverage car insurance quotes in Mesa

Full coverage car insurance

is the only way to protect yourself from costs associated with repairing or replacing your own vehicle.

A full-coverage car insurance policy typically includes

collision coverage

and

comprehensive coverage

, in addition to your state’s minimums. Collision coverage protects you from repair costs associated with hitting another vehicle or a stationary object, while comprehensive coverage protects you from vandalism, theft, and non-collision damage.

Lease and financing agreements often require you to carry both collision and comprehensive coverage. On top of a full-coverage policy, you can purchase

uninsured motorist coverage

to guard against uncovered injuries or damage in an accident caused by a driver without car insurance.

Check out the table below to see what real Jerry drivers pay for various levels of coverage:

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$228	Ellen, 30 Zip: 85209	Honda Civic Sport Touring
• 50,000/100,000 Liability • Comp / Collision	Travelers	$119	Olive, 35 Zip: 85206	Honda HR-V EXL
• 100,000/300,000 Liability • Comp / Collision	Safeco	$101	Bess, 45 Zip: 85212	KIA Sorento SX
• 50,000/100,000 Liability • Comp / Collision	Nationwide	$139	Lucille, 34 Zip: 85210	Audi TT
• State Minimum Liability • Comp / Collision	Infinity	$108	Estella, 49 Zip: 85207	Honda CR-V LX

Last Updated Sep 21, 2023

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance quotes online.

Jerry,

a top insurance agency

, offers a free app that lets you compare car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

Lower my car insurance too!

Average cost of car insurance in Mesa

Based on Jerry’s work finding the best car insurance for drivers in Mesa, we’ve found that the average annual cost minimum liability coverage is $1,333 each year. That works out to about $111 per month. For full coverage, Mesa drivers typically pay $1,510 per year or $126 per month.

While average insurance rates can help you predict your own insurance costs, it's important to note that every driver's insurance premium is calculated differently.

Car insurance companies look at many different factors when

calculating your annual premiums

, including your demographics, driving record, and discount eligibility—so your actual costs may vary significantly from the state average.

Average cost of car insurance in Mesa by zip code

Even within the same city, car insurance rates can still vary. That’s because the rate of car accidents, auto theft, and other incidents can differ between neighborhoods—and areas that experience higher rates are consequently considered higher risk.

As a result, drivers living in these neighborhoods could face higher premiums than drivers in other areas of the city

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
85201	$85	$148
85202	$87	$152
85203	$98	$144
85204	$78	$129
85205	$44	$148
85206	$91	$202
85207	$92	$145
85208	$70	$143
85209	$84	$143
85210	$87	$152
85212	$93	$158
85213	$92	$137
85215	$81	$141

Compare car insurance costs in other states

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Car insurance quotes in Mesa by rating factors

Insurance companies in Mesa use many rating factors when deciding your auto insurance premium:

Your driving record and claims history: Accidents, tickets, or other traffic violations on your

driving record

could result in above-average auto insurance rates.

Your age: Teen and senior drivers often face the highest insurance premiums, as these age groups are considered high-risk among insurers.

Your vehicle: Liability coverage could cost more for popular models. Collision and comprehensive coverage cost more for luxury, high-performance, and sports cars.

Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims.

How you use your car: Your annual mileage can play a role in what you pay for coverage. Insurance companies often charge more when you put more miles on your car.

How Do Different Factors Impact Your Car Insurance Costs in Mesa?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Arizona currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Mesa:

Cheap car insurance quotes in Mesa after driving violations

Violations on your record hurt your car insurance rates.

Violations drive up the cost of your annual premiums, especially if you have serious infractions on your record.

Some common violations that could increase your insurance rates include:

Speeding

DUIs

At fault accident

Reckless driving

Driving on a suspended license

Cheapest car insurance in Mesa after speeding ticket

In Mesa, a speeding ticket could increase your car insurance rate.

Jerry is proud to help drivers with varying speeding tickets save on car insurance.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Gainsco	$121	Gary, 49 Zip: 85207	Jeep Wrangler Unlimited Sport	• State Minimum Liability
Speeding 11-15	Clearcover	$203	Gavin, 37 Zip: 85212	Chevrolet Trax LS	• 100,000/300,000 Liability • Comp / Collision
Speeding 16-20	Progressive	$154	Elijah, 29 Zip: 85206	Ford Escape SE	• State Minimum Liability • Comp / Collision
Speeding 21+	Safeco	$87	Peter, 27 Zip: 85204	Bentley Continental GT	• State Minimum Liability

Last Updated Sep 21, 2023

Cheapest car insurance in Mesa after DUI

Driving with a blood-alcohol level of 0.08% or higher violates

Arizona’s DUI laws

. A DUI conviction comes with a maximum sentence of $1,480 in fines, 10 consecutive days in jail, and a driver’s license suspension of 90 days.

Your auto insurance rates will be similarly affected. The good news is, Jerry has helped many drivers in Mesa obtain affordable auto insurance rates after a DUI.

Progressive

Chester (37 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85204)

Subaru Impreza Premium

$116

per month

Safeco

Bertie (37 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85206)

Ford Escape SE

$115

per month

Bristol West

Chris (30 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85201)

Chevrolet Malibu LS

$123

per month

Clearcover

Trevor (26 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85203)

Toyota Prius V

$75

per month

Cheapest car insurance in Mesa after an at-fault accident

It takes a few mistakes to become a good driver. An at-fault accident might tarnish your

clean driving record

, but it’ll clear up eventually. In the meantime, don’t feel you have to stick with a car insurance company that penalizes you needlessly with sky-high insurance rates.

Jerry users found companies willing to work with them and their driving history while offering them savings.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With Injury	Progressive	$66	Isabel, 53 Zip: 85204	Ford Mustang	• State Minimum Liability
At Fault With No Injury	Allstate	$126	Michael, 35 Zip: 85206	Ford Ecosport SE	• State Minimum Liability • Comp / Collision
Not At Fault	Nationwide	$139	Jacob, 34 Zip: 85210	Audi TT	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Safeco	$101	Isabella, 45 Zip: 85212	KIA Sorento SX	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 17, 2023

Cheapest car insurance in Mesa after other driving violations

Car insurance premiums are sensitive to any mistake, big or small—whether it’s a speeding ticket, DUI conviction, or any other traffic violation. Here are some examples of how Jerry has helped other Mesa drivers find cheap car insurance despite previous violations.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Illegal Turn	Progressive	$98	Jared, 30 Zip: 85202	Honda HR-V EX	• State Minimum Liability • Comp / Collision
Defective Equipment	Clearcover	$95	Shane, 44 Zip: 85202	Nissan Xterra X	• State Minimum Liability • Comp / Collision
Failure to Yield	Travelers	$83	Harriett, 31 Zip: 85202	GMC NEW Sierra K1500	• 15,000/30,000 Liability • Comp / Collision
Wrong Way/Wrong Lane	Travelers	$119	Lucinda, 35 Zip: 85206	Honda HR-V EXL	• 50,000/100,000 Liability • Comp / Collision
Driving on Sus. License	Safeco	$256	Glenn, 27 Zip: 85204	Toyota Corolla LE	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Nationwide	$142	Christian, 39 Zip: 85210	Volkswagen Jetta S	• State Minimum Liability • Comp / Collision
Improper Passing	Bristol West	$168	Roy, 37 Zip: 85204	Subaru Impreza Premium	• State Minimum Liability • Comp / Collision

Last Updated Sep 16, 2023

Cheap car insurance quotes in Mesa by age

The golden years for cheap car insurance fall between the ages of 25 and 75. By that time, teen drivers have gained the experience they need to drive safely—and the income to pay their bills.

Cheapest car insurance in Mesa for young drivers

Teen drivers aged 16 to 19 are most likely to be involved in an accident. This risk—coupled with a limited driving and insurance history—means that teen drivers pay the highest premiums of any age group.

And since it’s illegal for anyone to sign a car insurance contract before turning 18, they’ll need to be added to someone else's policy.

Progressive

Ella (22 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85213)

KIA Forte FE

$224

per month

Safeco

Philip (24 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85206)

Nissan Sentra S

$98

per month

Allstate

Henry (24 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85212)

Honda Civic EX

$261

per month

Travelers

Sallie (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Mesa, AZ (Zip Code: 85202)

Mazda 3 S

$290

per month

Bristol West

Theresa (24 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Mesa, AZ (Zip Code: 85205)

Subaru Forester 2.5X Limited

$223

per month

Cheapest car insurance in Mesa for senior drivers

Similar to teen drivers, senior drivers also pose a heightened risk to insurance companies. This is because senior drivers are more likely to be involved in accidents, and more prone to severe injuries in the event of a collision—which can lead to significant medical expenses and increased costs for insurance providers.

As a result, car insurance rates start to rise once more when drivers enter their mid-70s.

Progressive

Elizabeth (73 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85210)

Chevrolet Blazer 1LT

$68

per month

Safeco

Ellen (67 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Mesa, AZ (Zip Code: 85201)

Nissan NV200 2.5S

$86

per month

Gainsco

Jack (77 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85204)

Chrysler 300 Limited

$160

per month

Mercury

Johanna (66 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Mesa, AZ (Zip Code: 85207)

GMC Terrain SLE

$99

per month

Clearcover

Lucas (77 years old)

Coverage

State Minimum

Mesa, AZ (Zip Code: 85207)

Jeep Cherokee Limited

$77

per month

Cheap car insurance quotes in Mesa based on insurance history

Another factor that can impact your rates is your insurance history—i.e., whether you are currently insured or not.

Any lapse in coverage

usually leads to an increase in car insurance rates.

Jerry sends payment reminders to our customers, to help ensure timely insurance payments and prevent coverage lapses. We can also help uninsured or previously lapsed customers find savings on new auto insurance policies.

Progressive

Myra (44 years old)

Currently Insured

Coverage

State Minimum

Mesa, AZ (Zip Code: 85204)

Nissan Xterra XE

$159

per month

Travelers

Ellen (35 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Mesa, AZ (Zip Code: 85206)

Honda HR-V EXL

$119

per month

Nationwide

Bernard (25 years old)

Currently Insured

Coverage

State Minimum

Mesa, AZ (Zip Code: 85209)

Toyota RAV4 Sport

$200

per month

Allstate

Victoria (25 years old)

Currently Insured

Coverage

State Minimum

Mesa, AZ (Zip Code: 85206)

Toyota Tacoma Double Cab

$240

per month

Clearcover

Fanny (26 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Mesa, AZ (Zip Code: 85203)

Toyota RAV4 HV Limited

$86

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Found the most coverage for the best price.

Marco

Great company.

Christopher

Saved me $100 a month!

Jennah

Great price and amazing coverage!

Athena

Cheap car insurance quotes in for drivers with poor credit

drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though

credit scores

don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.

Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$73	Franklin, 32 Zip: 85204	Subaru Crosstrek Limited	• State Minimum Liability • Comp / Collision
660 - 750	Safeco	$137	Emilie, 32 Zip: 85203	Chevrolet Traverse LS	• State Minimum Liability • Comp / Collision
660 - 750	Infinity	$108	Kathryn, 49 Zip: 85207	Honda CR-V LX	• State Minimum Liability • Comp / Collision
550 - 659	Travelers	$172	Lizzie, 36 Zip: 85209	Jeep Cherokee Latitude	• 50,000/100,000 Liability • Comp / Collision
< 550	Gainsco	$134	Allie, 33 Zip: 85213	Chrysler Town & Country Touring	• State Minimum Liability

Last Updated Sep 15, 2023

Cheap car insurance quotes in Mesa for popular cars

The kind of car you drive plays a central role in determining your annual premiums.

High safety ratings and robust vehicle anti-theft security systems make your car safer to drive, harder to steal, and cheaper to insure. But a luxury interior, rare badges, or sophisticated technology cost more to repair, so auto insurance companies charge you more to insure.

Popular car models in Mesa include:

MORE:

11 Ways to lower car insurance

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Toyota Tacoma	Progressive	$135	George, 26 Zip: 85206	• State Minimum Liability • Comp / Collision
Toyota RAV4 Limited	Safeco	$98	Jessie, 61 Zip: 85206	• State Minimum Liability • Comp / Collision

Last Updated Sep 21, 2023

How to lower car insurance costs in Mesa

1. Shop around and compare quotes

Insurance companies use varying rating factors to determine premiums, and these criteria can change from place to place. To find the most cost-effective car insurance policy, experts recommended comparing quotes from at least three to five companies and shopping for rates every six months.

That’s where Jerry can help! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price.

Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers discounts, but the exact discounts offered—and whether or not you qualify for them—can vary among insurers.

Commonly available discounts

include:

Good driver discounts: Drivers with a clean driving record and claims-free insurance history typically enjoy lower rates—and often receive discounts anywhere from 10% to 30% off their insurance premiums.

Telematics discounts: Many providers offer discounts to drivers who use telematics to monitor their driving habits. You might even get a discount just for enrolling!

Good student discounts: Full-time high school and college students that maintain a B average or higher may qualify for a discounted car insurance rate.

Bundling discounts:

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, opting for a higher deductible can help keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Mesa?

People living in Mesa pay on average $111 per month – or $1,333 per year – on state-minimum liability coverage. Full coverage in Mesa costs on average $126 per month of $1,510 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Mesa?

Based on thousands of Mesa drivers Jerry has worked with, car insurance in Mesa costs an average of $111 per month for state-minimum coverage and $126 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Mesa?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

Gainsco

Progressive

, and

The Hartford

receive good ratings from Mesa drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Mesa, Arizona?

The state-minimum car insurance in Mesa, Arizona is $25,000 in bodily injury liability per person, $50,000 per accident, and $15,000 for damage to property. These coverages are commonly referred to as 25/50/15 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.