Best cheap car insurance quotes in Many
Before driving in Many, remember that Louisiana’s car insurance laws
require all drivers to buy liability insurance. Full coverage car insurance, which includes collision and comprehensive insurance in addition to state-mandated liability coverage, is technically optional—but most drivers choose to buy it. Cheap minimum liability insurance quotes in Many
To legally drive in Many, Louisiana, every driver must maintain 15/30/25 liability limits. That means that every insurance policy includes at least the following:
$30,000 of bodily injury liability coverage per accident
These two types of coverage ensure that your insurance company will pay for other drivers’ medical and vehicle repair expenses if you’re at fault in an accident.
Coverage
State Minimum
Many, LA
(Zip Code: 71449) Coverage
State Minimum
Many, LA
(Zip Code: 71449) GMC Envoy Coverage
State Minimum
Many, LA
(Zip Code: 71449) GMC Sierra K1500 SLE Do you need more than minimum coverage in Many?
Think of Louisiana’s minimum liability coverage as the start—not the end—of your insurance shopping process in Many.
While buying state minimum coverage will keep you in compliance with the law, it won’t do much to protect your wallet in the event of a crash.
Remember, liability insurance covers damages and medical bills that you’re responsible for. The average hospital stay following a car accident costs close to $60,000, while the average car on the road is worth about $48,000.
A single serious accident could saddle you with liability costs well over $100,000—well beyond the liability limits of a minimum coverage policy!
And because Louisiana's car accident laws
allow drivers to file personal injury lawsuits for up to a year after an accident, your liability will extend long past the actual incident. Cheap full coverage car insurance quotes in Many
One major drawback of a liability-only insurance policy is that it won’t protect your vehicle. Only drivers with full-coverage car insurance
can submit insurance claims for physical damage to their own cars. Full coverage isn’t a technical term, but it usually refers to policies that include collision coverage
and comprehensive coverage
on top of basic liability. Collision insurance: pays for damage to your vehicle caused by any kind of crash, from a seven-car pileup to a single-car rollover or a collision with a telephone pole. Collision coverage can even pay if your car’s damaged in an encounter with a gnarly pothole—and since 23.3% of Louisiana’s roads are in poor condition, it’s a worthwhile investment for most drivers in Many.
Comprehensive insurance: pays for damage caused by something other than a collision. This typically includes vandalism, theft, and severe weather.
Full coverage insurance isn’t required by law, but it is required by lenders. If you lease or buy a car in Many, you’ll need to carry collision and comprehensive insurance until your lease is up or your loan is paid off.
Check out the table below to see how Jerry helped Many drivers balance their coverage needs with their budget!
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Progressive | $275 | | GMC Sierra K1500 SLE |
Last Updated Nov 8, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.