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Compare quotes for Jeep Wrangler Sahara car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Jeep Wrangler Sahara owners is $2,928 a year. However, exact rates vary from model to model: for instance, the Grand Cherokee Trackhawk costs $179 more per year to insure than the Renegade

Jeep Wrangler Sahara car insurance cost

One of the primary determining factors for your Jeep Wrangler Sahara insurance rate is the age of your vehicle. Here's how much it costs to insure your Wrangler Sahara by car year:
Model year
Average Cost
Annual Savings with Jerry
2018$1,920$58
2017$2,802$895
2016$2,854$410
2015$3,226$1,044
2014$4,553$2,758
2013$3,446$1,368
2012$2,582$1,159
2011$2,012$617
2010$1,934$443
2008$2,261$789
If you drive a Jeep Wrangler Sahara , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Jeep Wrangler Sahara

If you drive a Jeep, you probably put a high value on the things Jeep does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Jeep Wrangler Sahara drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Allstate$2,717$1,107
Commonwealth Insurance$2,390$941
Dairyland$2,397$883
Clearcover$2,001$777
Mercury$1,910$586
Kemper$2,044$531
Electric$1,866$467
Travelers$1,968$460
Aspire Advantage$1,484$458
Infinity$1,866$430

Compare car insurance quotes for Jeep Wrangler Sahara

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Jeep insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
November 18, 202270544LAJeaneretteSamuel P.23Progressive$2,760$1,684
June 24, 202265802MOSpringfieldSophie S.21Progressive$2,420$1,450
March 15, 202201524MALeicesterWillie B.44Travelers$1,445$804
July 8, 202175214TXDallasRandy C.29Progressive$1,920$1,808
March 22, 202101930MAGloucesterLucas W.35Safeco$1,524$1,219

Best car insurance companies for Jeep Wrangler Sahara drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,860$1,101
Suspension$2,928$1,545
Speeding over 15$2,928$1,545
Speeding under 15$2,786$1,171
DUI$1,484$458
Failure to Obey Traffic Sign$3,387$457
Other$2,847$1,159

How much does Jeep Wrangler Sahara insurance go up after a DUI?

If you get a DUI while driving your Wrangler Sahara, you can expect your premium to increase by an average of 41%.

How much does Jeep Wrangler Sahara insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Wrangler Sahara, your insurance premium could increase by an average of 14%

Best Car Insurance for Jeep Wrangler Sahara by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $5 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Jeep Wrangler Sahara by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Jeep Wrangler Sahara drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
March 15, 2022Jeep Wrangler Sahara$120/mo.$67/mo.01524MALois M.44Travelers
March 22, 2021Jeep Wrangler Sahara$127/mo.$102/mo.01930MAAngel S.35Safeco
June 24, 2022Jeep Wrangler Sahara$202/mo.$121/mo.65802MOSusan M.21Progressive
November 18, 2022Jeep Wrangler Sahara$230/mo.$140/mo.70544LAWillie N.23Progressive
July 8, 2021Jeep Wrangler Sahara$160/mo.$151/mo.75214TXJorge J.29Progressive

Driving a Jeep Wrangler Sahara

The Sahara is one of the many trim levels offered on the iconic Jeep Wrangler for 2022, with a starting price of $43,745. First becoming available in 1992, the Sahara model has been a popular choice for Jeep enthusiasts for the past 30 years.Several new standard features have been added to the Sahara for the 2022 model year, including Remote Proximity Keyless Entry, as well as the famed 8.4-inch Uconnect 4C touchscreen and Alpine Premium Audio System which features nine speakers, a rear subwoofer, and a 552-watt, 12-channel amplifier.But with so many Wrangler trims available, we can only assume you’ve done your research before picking the Sahara—whether you went with a new or used model. Now, it’s time to think about insuring your new vehicle.Cue Jerry. We’re here to provide all of the essential information you need to know about coverage for your new or used Jeep Wrangler Sahara.
If you own a Jeep Wrangler Sahara , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Jeep Wrangler Sahara new, it’s worth considering new car replacement insurance to protect your investment.
The 2022 Wrangler comes in a whopping 15 different trim levels, which means you have ample choices! While the Jeep Wrangler Sahara certainly isn’t the most expensive or luxurious option, there are more affordable trims available. In fact, the entry-level Sport starts at just $31,590.
Key Takeaway: The more your Jeep Wrangler Sahara is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Jeep Wrangler Sahara?

The average annual cost to insure a model is $2,928. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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