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Cheapest Jeep Wrangler Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Jeep Wrangler
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Jeep Wrangler car insurance cost? 

The average cost of
car insurance
for a Jeep Wrangler is around $85 per month for minimum coverage, while full coverage costs around $150 per month. Jeep Wrangler owners pay slightly less to insure their cars than vehicles of a similar make and model.
Car insurance rates vary dramatically, but finding affordable insurance for an off-roader like a Wrangler can be tricky. That’s why it’s wise to shop around and
compare quotes
from multiple providers before deciding. With
Jerry
, you can compare multiple quotes and secure your ideal policy in one to two hours.

Compare the cheapest Jeep Wrangler car insurance quotes

Shopping around for cheap car insurance is the easiest way to find big savings. But with dozens of reputable insurance carriers all offering different rates and coverage options, requesting quotes from each provider can be overwhelming (and time-consuming).
Thanks to Jerry, finding car insurance can be easy and stress-free. As the top
car insurance comparison
tool, Jerry walks you through creating a profile that’s used to find personalized car insurance quotes from more than 55 top providers in your area in under two minutes.
Check out the table below to see actual rates Jeep Wrangler drivers found using the Jerry app.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
November 18, 2024
Jeep Wrangler Unlimited SaharaNationwide
$219
• 50,000/100,000 Liability
• Comp / Collision
November 17, 2024
Jeep Wrangler SportAllstate
$215
• State Minimum Liability
• Comp / Collision
November 13, 2024
Jeep Wrangler Unlimited SaharaAAA
$193
• 100,000/300,000 Liability
• Comp / Collision
November 10, 2024
Jeep Wrangler Unlimited SportTravelers
$154
• 50,000/100,000 Liability
• Comp / Collision
November 9, 2024
Jeep Wrangler SportNational General
$116
• No Coverage Liability
coverageLast Updated Nov 18, 2024

The best car insurance companies for Jeep Wrangler owners

Car insurance rates are as unique as the driver, and premiums are personalized based on various factors insurers consider when
calculating insurance premiums
. That means Jeep Wrangler insurance rates will differ between drivers and insurance providers. 
But when looking for Jeep insurance, cost isn’t the only factor to consider—you’ll also want to look at a carrier’s ratings for things like claims experience and customer service. 
To save you time, Jerry surveyed over 18,000 real policyholders to determine the
best car insurance companies
. We asked policyholders about their experience with their current providers. Take a look at the table below to see how Jerry users rated their insurers on price, claims experience, and customer service.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Jeep Wrangler?

Regardless of location, drivers are required to meet or exceed their state's
minimum coverage car insurance
requirements before getting behind the wheel.
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Jeep Wrangler
$150
$85
There are two options for insurance:
  • Minimum coverage insurance
    is the minimum amount legally required in your state, and is broken down into
    bodily injury
    and
    property damage liability
    insurance. These liability coverages will pay for any injuries or damages you cause in an accident to other parties. It will not cover your own expenses.
  • Full coverage insurance
    provides financial protection for damages to your vehicle. This includes
    collision
    and
    comprehensive
    coverage which will pay for damages caused in collision and non-collision related events (i.e. theft, vandalism, and severe weather).
Depending on your state, you may also be required to purchase one or more of the following
types of car insurance
as part of your minimum coverage policy:
If you loan or lease your vehicle, most lenders will require you to purchase collision and comprehensive coverage for the duration of your auto loan or lease. You’ll also need a full coverage policy if you plan to add additional coverages, such as roadside assistance.

Learn more about car insurance for other models

Why are some trims more expensive to insure than others?

One factor influencing car insurance rates is the Manufacturer's Suggested Retail Price (MSRP) of the vehicle. The more expensive your car, the more you’ll pay to insure it. Higher trim levels have more features and technology that come with higher repair costs and, therefore, higher insurance costs. 
Additionally, specific Jeep Wrangler models are designed for off-roading, which comes with greater risks. Because there’s an increased risk of filing a comprehensive claim, insurers will charge higher rates for off-road models like the Rubicon or Willys.
Check out the table below to see the average rates of car insurance for various Jeep Wrangler trim levels.
CarMonthly minimum coverage costMonthly full coverage cost
Wrangler Jeep / TJ Sahara
$69
$90
Wrangler Jeep TJ SE
$79
$104
Wrangler Jeep / TJ Sport
$78
$84
Wrangler Jeep / TJ Unlimited
$73
$117
Wrangler Jeep / YJ S
$50
$193
Wrangler Jeep Commando
$66
$105
Wrangler Jeep Sahara
$84
$142
Wrangler Jeep Sahara 4XE
$120
$178
Wrangler Jeep Sport
$87
$151
Wrangler Jeep Unlimited Rubicon
$119
$145
Wrangler Jeep Unlimited Sahara
$90
$163
Wrangler Jeep Unlimited Sahara 4XE
$47
$158
Wrangler Jeep Unlimited Sport
$94
$156
Wrangler Jeep Unlimited X
$87
$136
Wrangler Jeep X
$74
$124
Lower my car insurance too!

Jeep Wrangler insurance cost by model year

Having the newest Wrangler model might be exciting, but it will cost you more to insure. Newer models have more features and tech that are costly to repair or replace in the event of an accident, which translates to higher insurance costs.
Look at the following tables to see how insurance rates vary based on your Wrangler’s model year.

2023 Jeep Wrangler car insurance quotes

Take a look at the table below to see real quotes Jerry found for 2023 Jeep Wrangler drivers.
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2023
Jeep Wrangler Sport
Progressive
$219
• 50,000/100,000 Liability
• Comp / Collision
2023
Jeep Wrangler Sahara 4XE
Progressive
$117
• 100,000/300,000 Liability
• Comp / Collision
2023
Jeep Wrangler Sahara 4XE
Infinity
$113
• State Minimum Liability
2023
Jeep Wrangler Sport
National General
$138
• State Minimum Liability
• Comp / Collision
2023
Jeep Wrangler Sahara 4XE
Bristol West
$469
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

2022 Jeep Wrangler car insurance quotes

Check out some real quotes Jerry compared for 2022 Jeep Wrangler drivers.
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2022
Jeep Wrangler Sport
Progressive
$151
• State Minimum Liability
• Comp / Collision
2022
Jeep Wrangler Unlimited Sahara
Allstate
$250
• 50,000/100,000 Liability
• Comp / Collision
2022
Jeep Wrangler Unlimited Sahara 4XE
Travelers
$92
• 100,000/300,000 Liability
• Comp / Collision
2022
Jeep Wrangler Unlimited Sahara
Safeco
$168
• State Minimum Liability
• Comp / Collision
2022
Jeep Wrangler Unlimited Sahara 4XE
AAA
$139
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

2021 Jeep Wrangler car insurance quotes

Here’s what 2021 Jeep Wrangler drivers pay for car insurance using Jerry.
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2021
Jeep Wrangler Unlimited Rubicon
Allstate
$263
• 50,000/100,000 Liability
• Comp / Collision
2021
Jeep Wrangler Unlimited Sahara
Nationwide
$122
• 100,000/300,000 Liability
• Comp / Collision
2021
Jeep Wrangler Unlimited Sahara 4XE
Gainsco
$186
• State Minimum Liability
2021
Jeep Wrangler Unlimited Sahara
Infinity
$155
• 15,000/30,000 Liability
• Comp / Collision
2021
Jeep Wrangler Unlimited Sahara
Clearcover
$121
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 16, 2024
If your car is over three years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Jeep Wrangler with our real quote examples below:

2020 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2020
Jeep Wrangler Unlimited Sahara
Travelers
$78
• 50,000/100,000 Liability
• Comp / Collision
2020
Jeep Wrangler Sport
Safeco
$92
• 100,000/300,000 Liability
• Comp / Collision
2020
Jeep Wrangler Sport
National General
$191
• State Minimum Liability
• Comp / Collision
2020
Jeep Wrangler Unlimited Sport
Bristol West
$205
• State Minimum Liability
• Comp / Collision
2020
Jeep Wrangler Unlimited Sport
Gainsco
$248
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

2019 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2019
Jeep Wrangler Sport
Safeco
$239
• 50,000/100,000 Liability
• Comp / Collision
2019
Jeep Wrangler Unlimited Sport
Allstate
$203
• 100,000/300,000 Liability
• Comp / Collision
2019
Jeep Wrangler Unlimited Sport
AAA
$325
• 50,000/100,000 Liability
• Comp / Collision
2019
Jeep Wrangler Unlimited Sport
Travelers
$198
• 50,000/100,000 Liability
• Comp / Collision
2019
Jeep Wrangler Unlimited Sport
Mercury
$209
• State Minimum Liability
coverageLast Updated Nov 22, 2024

2018 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2018
Jeep Wrangler Unlimited S
Progressive
$137
• 50,000/100,000 Liability
• Comp / Collision
2018
Jeep Wrangler Unlimited Sport
Nationwide
$62
• 100,000/300,000 Liability
• Comp / Collision
2018
Jeep Wrangler Unlimited Sport
Travelers
$190
• State Minimum Liability
• Comp / Collision
2018
Jeep Wrangler Unlimited Sahara
AAA
$166
• 25,000/50,000 Liability
• Comp / Collision
2018
Jeep Wrangler Unlimited Sport
Safeco
$83
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

2017 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2017
Jeep Wrangler Unlimited S
Progressive
$73
• State Minimum Liability
• Comp / Collision
2017
Jeep Wrangler Unlimited Rubicon
Travelers
$165
• 50,000/100,000 Liability
• Comp / Collision
2017
Jeep Wrangler Unlimited Sport
Allstate
$75
• 100,000/300,000 Liability
• Comp / Collision
2017
Jeep Wrangler Unlimited Sahara
Safeco
$81
• 100,000/300,000 Liability
• Comp / Collision
2017
Jeep Wrangler Unlimited Sport
Plymouth Rock
$72
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 19, 2024

2016 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2016
Jeep Wrangler Unlimited Sport
Progressive
$126
• State Minimum Liability
• Comp / Collision
2016
Jeep Wrangler Sport
Allstate
$155
• 50,000/100,000 Liability
• Comp / Collision
2016
Jeep Wrangler Rubicon
Nationwide
$70
• 100,000/300,000 Liability
• Comp / Collision
2016
Jeep Wrangler Unlimited Sahara
Safeco
$95
• State Minimum Liability
• Comp / Collision
2016
Jeep Wrangler Unlimited Sahara
Travelers
$217
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

2015 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2015
Jeep Wrangler Unlimited Rubicon
Progressive
$176
• 50,000/100,000 Liability
• Comp / Collision
2015
Jeep Wrangler Sport
Travelers
$144
• 100,000/300,000 Liability
• Comp / Collision
2015
Jeep Wrangler Unlimited Sport
Allstate
$374
• State Minimum Liability
• Comp / Collision
2015
Jeep Wrangler Unlimited Sport
Clearcover
$110
• State Minimum Liability
• Comp / Collision
2015
Jeep Wrangler Sport
Mercury
$103
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 17, 2024

2014 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2014
Jeep Wrangler Rubicon
Progressive
$98
• State Minimum Liability
• Comp / Collision
2014
Jeep Wrangler Unlimited Rubicon
AAA
$149
• 50,000/100,000 Liability
• Comp / Collision
2014
Jeep Wrangler Unlimited Sahara
Safeco
$110
• 100,000/300,000 Liability
• Comp / Collision
2014
Jeep Wrangler Unlimited Sahara
Allstate
$184
• State Minimum Liability
• Comp / Collision
2014
Jeep Wrangler Unlimited Rubicon
National General
$77
• No Coverage Liability
coverageLast Updated Nov 22, 2024

2013 Jeep Wrangler car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2013
Jeep Wrangler Unlimited Sport
Progressive
$99
• State Minimum Liability
• Comp / Collision
2013
Jeep Wrangler Unlimited Sahara
AAA
$180
• 50,000/100,000 Liability
• Comp / Collision
2013
Jeep Wrangler Unlimited Sport
Allstate
$101
• 100,000/300,000 Liability
• Comp / Collision
2013
Jeep Wrangler Sport
Nationwide
$91
• 50,000/100,000 Liability
• Comp / Collision
2013
Jeep Wrangler Unlimited Rubicon
Travelers
$173
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 19, 2024

See all Jeep Wrangler insurance information by year

Are Jeep Wranglers expensive to insure? 

The average cost of minimum coverage insurance for a Jeep Wrangler is about $85 per month, but it’s important to remember that’s just an average—the actual rate you’ll pay depends on your driving profile and Wrangler. 
A souped-up, off-road-ready Wrangler will cost more to insure than the base-level no-bells-and-whistles model. Similarly, a newer model will cost more to insure than a six-year-old model.
CarMonthly minimum coverage costMonthly full coverage cost
Jeep Wrangler
$85
$150
Toyota Tundra
$86
$160
Mini Cooper
$90
$166
Buick Century
$87
$133
Ford Edge
$94
$159
Why are similar cars more or less expensive to insure? When calculating insurance costs, insurers factor in things like MSRP, trim level, safety features, and model year. The newer and more expensive models typically have higher insurance costs than older, cheaper models.

Jeep Wrangler safety features 

Insurers are big on safety, so the higher the safety rating and the more safety features your Wrangler has, the less you’ll pay for insurance—in most cases.
A vehicle with more advanced safety features poses a lower risk to insurance companies in the event of an accident. As such, insurance costs for vehicles with more (and better) safety features will be lower.
Check out the table below to learn about the Jeep Wrangler’s safety features.
Safety featureDescription
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Security system
The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.

What other factors affect Jeep Wrangler insurance rates?

  • Driver age: Drivers under 25 pay some of the highest insurance rates of any age group due to limited driving experience and a higher risk for accidents. Similarly, drivers over 75 pay higher rates due to age-related factors that increase accident risk and subsequent injuries.
  • Claims and driving history: A history of accidents and moving violations tells insurers you’re a high-risk driver, which will lead to higher insurance rates, regardless of what vehicle you drive.
  • Zip code: Different areas within city limits are subject to unique factors influencing car insurance rates, such as traffic patterns and crime activity.
  • Mileage: The more you drive, the higher the risk of being involved in an accident and the more you’ll pay to insure your vehicle.
  • Credit score: Most insurers use credit-based insurance scores to calculate insurance rates. Drivers with good or excellent credit scores generally see lower rates than drivers with poor credit scores.

Jeep Wrangler insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 and new drivers face some of the highest insurance rates due to minimal driving experience, which leads to an increased risk of being involved in an accident. 
Rates typically decrease after 25 as they gain more experience behind the wheel, but taking a driver training course is another way to find affordable young driver car insurance rates.
It’s also important to note that while minimal coverage is the cheapest for young and new drivers, most can benefit from a full-coverage insurance policy that includes collision and comprehensive insurance for greater financial and legal protection.
card cover
Glen (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carJeep Wrangler Unlimited S
$123
per month
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Joshua (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationOmega, GA
carJeep Wrangler Unlimited Sport
$282
per month
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Jerome (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationNewborn, GA
carJeep Wrangler Unlimited Sahara
$250
per month
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Bernard (23 years old)
coverageCoverage
State Minimum
carJeep Wrangler Unlimited Sport
$233
per month
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Bernice (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carJeep Wrangler Unlimited Sport
$87
per month

Jeep Wrangler insurance cost for senior drivers

Senior drivers in their mid-70s might have decades of driving experience, but older drivers are more vulnerable to severe injuries in the event of a collision, which means they’ll face higher insurance rates than middle-aged drivers. 
But thanks to Jerry, seniors can still find affordable
car insurance rates
.
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Jacob (65 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationKnoxville, TN
carJeep Wrangler Unlimited Sport
$110
per month
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Sallie (76 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carJeep Wrangler Unlimited Rubicon
$170
per month
card cover
Bettie (65 years old)
coverageCoverage
State Minimum
carJeep Wrangler Unlimited Sahara
$145
per month
card cover
Gainsco
Evan (66 years old)
coverageCoverage
State Minimum
carJeep Wrangler / TJ SE
$67
per month
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Lela (72 years old)
coverageCoverage
State Minimum
carJeep Wrangler Sport
$105
per month

Jeep Wrangler insurance cost for drivers with driving violations 

Your driving record has one of the biggest impacts on car insurance rates. A history of at-fault accidents and moving violations—even a minor speeding ticket—can result in higher-than-average insurance rates. Insurers want to know you’re a safe driver, so drivers with a clean driving record are often rewarded with the best rates. 
Some common violations that can lead to high insurance rates include:

Cheapest car insurance for Jeep Wrangler drivers with speeding ticket

Repercussions for a speeding ticket vary based on the degree of speeding—the faster you drive, the more your car insurance rate will increase. And if your speed warranted a reckless driving citation, expect your premium to go through the roof.
If you’ve recently added a speeding ticket to your driving record, Jerry can help you compare rates from the most popular providers in your area to find the most affordable policy for your Jeep Wrangler.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Jeep Wrangler Unlimited RubiconProgressive
$176
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Jeep Wrangler Unlimited SaharaNational General
$342
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Jeep Wrangler Unlimited SportMercury
$164
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Jeep Wrangler SportSafeco
$121
• State Minimum Liability
• Comp / Collision
Speeding 21+
Jeep Wrangler Sport
Electric
$118
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

Cheapest car insurance for Jeep Wrangler drivers with a DUI record

A DUI conviction on your driving record is a serious offense that signals to insurers you’re a high-risk driver. While a DUI on your record undoubtedly will increase your car insurance rates, rates will still vary between providers, so the best way to find the most affordable rate is to compare quotes from multiple providers.
Check out some Jeep Wrangler car insurance rates Jerry found for drivers with a DUI conviction.
card cover
Joshua (25 years old)
coverageCoverage
State Minimum
carJeep Wrangler Unlimited S
$91
per month
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Curtis (33 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationWilmington, NC
carJeep Wrangler Sport
$165
per month
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Eugene (52 years old)
coverageCoverage
State Minimum
locationWoodway, TX
carJeep Wrangler Unlimited Sahara
$79
per month
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Ada (50 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationDowney, CA
carJeep Wrangler Unlimited Sport
$184
per month
card cover
Louis (42 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carJeep Wrangler Sahara
$274
per month

Cheapest car insurance for Jeep Wrangler drivers after an accident

A history of at-fault accidents on your driving record is another reason for high auto insurance rates. Insurers calculate premiums based on risk level—the higher risk you pose to an insurer, the more you’ll pay to insure your vehicle. 
If you have one or more at-fault accidents on your driving record, Jerry can help you compare rates to find the most affordable option.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Jeep Wrangler Unlimited RubiconNationwide
$100
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Jeep Wrangler Unlimited RubiconSafeco
$147
• State Minimum Liability
• Comp / Collision
At Fault With Injury
Jeep Wrangler Unlimited SaharaAllstate
$212
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Jeep Wrangler Unlimited Rubicon
Gainsco
$285
• 25,000/50,000 Liability
• Comp / Collision
At Fault With No Injury
Jeep Wrangler Unlimited SportPlymouth Rock
$134
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

Cheapest car insurance for Jeep Wrangler drivers with other driving violations on their record

DUIs, speeding tickets, and at-fault accidents are only a few violations that lead to high Jeep Wrangler insurance rates. Other offenses, such as reckless driving, driving with a suspended license, or driving without insurance, can also cause rates to climb.
Check out the table below to see how Jerry found affordable Jeep Wrangler insurance costs for drivers with various other violations.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Jeep Wrangler XProgressive
$100
• State Minimum Liability
• Comp / Collision
Defective Equipment
Jeep Wrangler Unlimited RubiconTravelers
$165
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Jeep Wrangler Unlimited SaharaSafeco
$226
• State Minimum Liability
• Comp / Collision
Wrong Way/Wrong Lane
Jeep Wrangler Unlimited SaharaBristol West
$126
• State Minimum Liability
Cell Phone
Jeep Wrangler Unlimited SportPlymouth Rock
$147
• 100,000/300,000 Liability
• Comp / Collision
Careless Driving
Jeep Wrangler Unlimited SportBristol West
$213
• 25,000/50,000 Liability
Driving on Sus. License
Jeep Wrangler SportMercury
$100
• 100,000/300,000 Liability
• Comp / Collision
Failure to Obey Signal
Jeep Wrangler Unlimited SportAllstate
$202
• 250,000/500,000 Liability
• Comp / Collision
Seat Belt
Jeep Wrangler Unlimited SportPlymouth Rock
$151
• 100,000/300,000 Liability
• Comp / Collision
Improper Passing
Jeep Wrangler / TJ SENational General
$91
• 50,000/100,000 Liability
coverageLast Updated Nov 22, 2024

How can I lower the cost of insurance for my car?

Shopping around and comparing free quotes from multiple providers is the quickest and easiest way to find the cheapest car insurance rate, but there are other easy ways to save:
  • Increase your deductible: Your
    car insurance deductible
    is the amount you must pay after filing a collision or comprehensive claim before your insurer will cover any costs. To keep your monthly payments as low as possible, increase your deductible to the highest amount you can afford to pay out-of-pocket in the event of an accident.
  • Look for discounts:
    Car insurance discounts
    are one of the easiest ways to save on Jeep Wrangler car insurance. Most insurance companies offer various discounts, but what’s available will depend on the insurer and your location. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    (or auto and renters) with the same insurance provider can help you save on both premiums.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

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Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
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Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.