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Compare quotes for Jaguar Xe car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Jaguar Xe owners is $3,177 a year. However, exact rates vary from model to model: for instance, the Xe S costs $352 more per year to insure than the Super V8

Jaguar Xe car insurance cost

One of the primary determining factors for your Jaguar Xe insurance rate is the age of your vehicle. Here's how much it costs to insure your Xe by car year:
Model year
Average Cost
Annual Savings with Jerry
2019$3,203$1,068
2018$3,775$1,522
2017$3,070$495
If you drive a Jaguar Xe , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Jaguar Xe

If you drive a Jaguar, you probably put a high value on the things Jaguar does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Jaguar Xe drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Safeco$3,906$1,650
Travelers$3,099$1,445
Dairyland$3,000$887
Progressive$3,222$851
Clearcover$2,964$851
Electric$4,152$830
Allstate$2,940$752
National General$3,116$418
Mercury$2,700$42

Compare car insurance quotes for Jaguar Xe

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Jaguar insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
February 27, 202232967FLVero BeachJerry H.26Safeco$3,480$2,792
December 4, 202139272MSByramLida C.35Progressive$2,244$2,052
November 9, 202198275WAMukilteoHenry P.30National General$3,528$2,822
November 7, 202130014GACovingtonSean C.46Mercury$2,700$2,658
August 1, 202191607CAValley VillageIna O.38Progressive$2,400$2,278

Best car insurance companies for Jaguar Xe drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$3,023$914
Speeding under 15$3,528$384
Other$3,528$384

How much does Jaguar Xe insurance go up after a DUI?

If you get a DUI while driving your Xe, you can expect your premium to increase by an average of 92%.

How much does Jaguar Xe insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Xe, your insurance premium could increase by an average of 50%

Best Car Insurance for Jaguar Xe by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $0 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Jaguar Xe by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Jaguar Xe drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
December 4, 2021Jaguar XE$187/mo.$171/mo.39272MSSallie B.35Progressive
August 1, 2021Jaguar XE$200/mo.$190/mo.91607CALouisa V.38Progressive
November 7, 2021Jaguar XE$225/mo.$222/mo.30014GAAlvin P.46Mercury
February 27, 2022Jaguar XE$290/mo.$233/mo.32967FLOwen B.26Safeco
November 9, 2021Jaguar XE$294/mo.$235/mo.98275WAScott S.30National General

Driving a Jaguar Xe

Despite being discontinued to make way for the Jaguar XF, the Jaguar XE remains a viable option on the used and certified pre-owned market. Produced from 2017 to 2020, it received a 7/10 rating from Car and Driver and has a fair market value ranging from $33,105 to $37,196. The Jaguar XE is a small, luxury sedan—emphasis on the word luxury—with a relatively approachable price tag for one of the largest and most competitive classes on the market. It’s not the most powerful option in this segment, but fans continue to love the XE for its classic good looks and generous factory warranty.It’s not for everyone, but if the Jaguar XE is for you, make sure you figure out the right car insurance.
If you own a Jaguar Xe , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Jaguar Xe new, it’s worth considering new car replacement insurance to protect your investment.
All you have to do is pick your favorite, and Jerry takes care of the rest—securing your new policy, canceling your old one, and double-checking your rates when it’s time to renew. It’s that level of commitment that saves the average user $887 a year when they shop for car insurance with Jerry.
Key Takeaway: The more your Jaguar Xe is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Jaguar Xe?

The average annual cost to insure a model is $3,177. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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