Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$187	Maurice, 41 Zip: 33009	Dodge Dakota ST	• State Minimum Liability
National General	$190	Nettie, 33 Zip: 33009	Buick Verano	• No Coverage Liability

Last Updated Oct 12, 2024

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Cheapest Hallandale car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.

Good drivers in Hallandale can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.

Customer	Driving Score	Insurance Savings	Has Violations	Insurance Coverage
Jonas, 25	94	35%	No	State Minimum Liability Minimum Coverage
Alejandra, 34	77	24%	No	100/300 Comp/Collision
Jean, 44	85	29%	No	State Minimum Liability Minimum Coverage
Michelle, 54	97	38%	No	State Minimum Liability Minimum Coverage
Eric, 64	67	22%	No	State Minimum Liability Comp/Collision

Let your good driving pay off

Best car insurance companies in Hallandale

Going by popularity alone, the best car insurance companies in Florida are

Progressive

, State Farm, and

Allstate

. However, your answer may change depending on your priorities.

In Jerry’s national insurance shopping survey (the largest of its kind in the U.S.), Florida drivers found

Travelers

had the best rates and customer service, and

National General

had the best claims process.

Here’s how survey respondents rated the biggest companies in Hallandale on a five-point scale:

Insurance company	Overall rating	Price	Claims experience	Customer service
Liberty Mutual	4.6	4.2	4.7	4.5
Progressive	4.2	3.7	3.6	4.4
State Farm	4	3.3	3.7	4
Geico	3.9	3.1	3.4	4
USAA	3.9	2	N/A	4

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Best cheap car insurance quotes in Hallandale

If affordable car insurance is your top priority, stick with the

state minimum insurance requirements

. Any extra coverage options will only add to your monthly premiums.

However, for reasons we’ll explore below, opting for the lowest coverage might lead to sky-high bills later.

Cheap minimum liability insurance quotes in Hallandale

Florida’s minimum car insurance laws

only require two types of coverage:

Personal Injury Protection (PIP)

and

Property Damage Liability coverage (PDL)

. PIP provides coverage for your and your passengers’ injuries regardless of fault, while PDL covers any property damages after an at-fault accident.

Every driver must carry an auto insurance policy with at least:

$10,000 of PIP coverage per accident

$10,000 of PDL coverage per accident

Drivers in Hallandale found the following deals for state minimum coverage with Jerry’s help:

Progressive

Maurice (41 years old)

Coverage

State Minimum

Hallandale, FL
(Zip Code: 33009)

Dodge Dakota ST

$187

per month

Do you need more than minimum coverage in Hallandale?

Insurance experts strongly recommend raising your minimum coverage limits in Hallandale.

This is especially true in Florida, whose minimum car insurance requirements are much lower than nearly every other state in the nation. $10,000 of PIP is only enough to cover minor, non-apparent injuries, and $10,000 of PDL won’t go far in replacing a total loss motor vehicle.

And don’t forget,

Florida car accident laws

let crash victims file personal injury lawsuits up to four years after the date of a crash, giving injuries and damages more time to surface.

The bottom line: Consider doubling or tripling your auto insurance coverage limits in Florida. Fortunately, doing so won’t double or triple your rates.

Cheapest full coverage car insurance quotes in Hallandale

Full-coverage car insurance

isn’t a product, but a term for a common coverage bundle that includes

collision insurance

and

comprehensive coverage

Collision pays to fix your car after an impact with another car or a stationary object. You can file a claim even if the accident was your fault, making it an excellent way to safeguard your vehicle’s value.

Comprehensive coverage pays for motor vehicle repairs or replacements after crime or weather-related damages. If you live in an area with heavy hail, high winds, or frequent vandalism, comprehensive coverage can be an important addition to your insurance policy.

Most drivers who lease or lend are required to carry full coverage car insurance as part of their contracts, but it’s also popular among owners of new, classic, and luxury cars. Other popular extra coverage options include roadside assistance and

Uninsured Motorist Coverage (UM)/Underinsured Motorist Coverage (UIM)

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• 100,000/300,000 Liability • Comp / Collision	Travelers	$75	Lora, 40 Zip: 33009	Acura Integra
• 50,000/100,000 Liability • Comp / Collision	Allstate	$61	Ivan, 43 Zip: 33008	Porsche Cayenne

Last Updated Oct 14, 2024

To find their deals, the above drivers compared free quotes from over 55 car insurance companies. With the help of a

trusted car insurance broker

, they received the best five to seven deals in their ZIP code in less than a minute.

Average cost of car insurance in Hallandale, Florida

If you’re looking for a minimum-liability car insurance policy in Hallandale, prepare to pay about $116 per month and $1,391 per year. Costs rise to about $221 per month and $2,648 per year for full-coverage auto insurance.

It’s easy to calculate the average rate paid in Hallandale, but not so easy to predict individual car insurance quotes. Each insurance provider

calculates your car insurance premiums

differently based on your location and driver profile.

Compare car insurance costs in other states

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Car insurance quotes in Hallandale by rating factors

Where you live and drive doesn’t say much about how you drive, which is why auto insurance providers look at your driver profile. It contains numerous rating factors that indicate how likely you are to get into a car accident and how many insurance claims you might make in the future:

Demographics: Car accident statistics reveal trends among different ages, genders, and even marital status. You’ll get better rates if you’re female, married, and between the ages of 25-75.

Driving history: You’ll enjoy lower premiums if you have a clean driving record and few claims (or gaps) in your insurance history.

Mileage: The more time you spend on the road, the greater your chances of getting into an accident, so a high annual mileage means higher rates.

Security: Private lanes, garages, and vehicle anti-theft devices help deter criminals, and will help you get cheaper quotes than a parking spot on a public street.

Vehicle make and model: Cars with low purchase prices and repair costs—and high safety ratings—are cheaper to insure.

How do different factors impact your car insurance costs in Hallandale?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Florida currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Hallandale:

Cheap car insurance quotes in Hallandale after driving violations

Your

Florida driving record

contains most of the information that car insurance providers use to evaluate your driving history. Repeated small offenses, or several serious ones, mark you as a

high-risk driver

who’s likely to cost the company money in the future.

Here are a few violations that could make you a high-risk driver in the eyes of car insurance companies:

At-fault accidents

DUIs

Driving on a suspended license

Driving without insurance

Reckless driving

Speeding

Cheapest insurance in Hallandale, Florida after a speeding ticket

The consequences of a

Florida speeding ticket

increase in proportion to the number of miles per hour you sped over the legal limit. Besides fines, jail time, and driver violation points, more severe tickets cause higher spikes in auto insurance rates.

Drivers with different types of speeding violations used Jerry to compare quotes and find providers in Hallandale willing to offer them a great rate:

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Safeco	$47	Mark, 40 Zip: 33009	Ford Transit	• State Minimum Liability • Comp / Collision
Speeding 6-10	Progressive	$50	Ian, 30 Zip: 33009	Mercedes-Benz C	• 100,000/300,000 Liability

Last Updated Oct 10, 2024

Cheapest car insurance in Hallandale after DUI

Like speeding tickets,

DUIs in Florida

come with bigger fines, longer sentences, and longer

driver’s license suspension and revocation

periods depending on their severity. Repeated violations require purchasing higher coverage limits and asking your provider to file an

FR-44 certificate

Naturally, none of these things are good for your car insurance rates, either. Hallandale drivers with a DUI used Jerry to get free quotes, find a deal, and make the best of their situation.

AAA

Raymond (41 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Hallandale, FL
(Zip Code: 33008)

Chevrolet Caprice

$51

per month

Safeco

Tony (39 years old)

Coverage

State Minimum

Hallandale, FL
(Zip Code: 33009)

Volkswagen Beetle

$56

per month

Cheapest car insurance in Hallandale after an at-fault accident

Past accidents hint at future accidents, so keeping a clean driving record is crucial to finding low rates in Florida. As with other driving violations, the milder the car crash, the smaller the consequences.

The table below gives you an idea of how insurance rates in Hallandale differ for Jerry customers with at-fault and not-at-fault accidents on record:

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With No Injury	Bristol West	$318	Elsie, 45 Zip: 33009	Hyundai Sonata SE	• No Coverage Liability
At Fault With No Injury	Bristol West	$318	Bertie, 45 Zip: 33009	Hyundai Sonata SE	• No Coverage Liability

Last Updated Oct 14, 2024

Cheapest car insurance in Hallandale after other driving violations

If you haven’t got a speeding ticket, DUI conviction, or at-fault accident on your driving record, take a look at the table below. Jerry helped drivers with different driving violations find these quotes among the top providers in Hallandale.

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Illegal Turn	AAA	$59	Ollie, 37 Zip: 33008	Infiniti G37	• 50,000/100,000 Liability • Comp / Collision
Defective Equipment	Progressive	$60	Fanny, 30 Zip: 33009	Toyota Tundra	• 50,000/100,000 Liability

Last Updated Oct 14, 2024

Cheap car insurance quotes in Hallandale by age

Generally, divers between the ages of 25-75 receive the cheapest car insurance quotes. Young drivers are prone to more accidents, while older drivers suffer both a heightened risk of accidents and injuries.

Discounts, savings programs, and comparing prices from multiple companies can help drivers young and old offset the increased cost of insurance for their age bracket.

Cheapest car insurance in Hallandale for young drivers

Teens between the ages of 16-19 get into more accidents than any other age group. Because they pose such a high risk of filing claims, it’s difficult to find

cheap car insurance for teen drivers

Your instinct might be to save money by scaling back coverage, but collision and comprehensive insurance are vital to fixing the mistakes caused by an inexperienced driver. Instead, try adding young drivers to an existing policy, looking for safe driving discounts, and comparing car insurance quotes with Jerry to save money.

Progressive

Della (22 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Hallandale, FL
(Zip Code: 33009)

Porsche Macan

$73

per month

Nationwide

Sara (20 years old)

Coverage

State Minimum

Hallandale, FL
(Zip Code: 33009)

Chevrolet Impala

$68

per month

Cheapest car insurance in Hallandale for senior drivers

The chances of getting into an accident and suffering serious injury increase as drivers approach their 75th birthday. Insurers raise rates for older drivers to compensate.

Some companies, however, offer

car insurance policies for seniors

that profits from their lifetime of driving experience. Look for low-mileage, retiree, and claims-free bonuses to bring costs down.

Safeco

Gerald (75 years old)

Coverage

State Minimum

Hallandale, FL
(Zip Code: 33009)

Acura ZDX

$60

per month

Safeco

Eugenia (69 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Hallandale, FL
(Zip Code: 33008)

Subaru Outback

$81

per month

Cheap auto insurance quotes in Hallandale based on insurance history

There are many causes for a

car insurance lapse

in your history, but providers only care about two: driving uninsured or missed payments. Unfortunately, insurance companies don’t allow you to explain any gaps when you ask them for a quote.

You can, however, find a company that doesn’t mind taking a chance on drivers with spotty insurance histories by comparing quotes. Jerry partners with the top companies in Florida to show the best prices in Hallandale in less than a minute.

Progressive

Bill (19 years old)

Coverage

State Minimum

Hallandale, FL

Cadillac SRX

$77

per month

AAA

Evan (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Hallandale, FL

Buick Enclave

$60

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Gainsco has given the cheapest price on vehicle insurance as well as kept their word on the quote.

Anna

Mercury auto insurance is the most affordable option and the service has been excellent.

Sean

Very happy with National Generals service. Was skeptical at first but they are great!

Jessica

I searched for good car insurance and Progressive was the best deal I could find by far!

Alyssa

Cheap car insurance quotes in Hallandale for drivers with bad credit

To determine whether you’ll make your payments on time, car insurance companies check your credit score. Drivers with high scores (over 750) pay up to 20% less than drivers with poor credit (below 550).

You can see the difference credit scores make to insurance premiums in the table below. Jerry helped Hallandale drivers at each tier find the best auto insurance quotes possible for their circumstances.

Cheap car insurance quotes in Hallandale for popular cars

The most expensive cars to insure use luxury materials and performance parts that are difficult and costly to repair or replace. In addition, they usually feature a high price tag and advanced technology.

By contrast, the

cheapest cars to insure

are cheap to buy, repair, and replace. The only things the two groups have in common are high safety ratings, anti-theft measures, and driver assistance technology—all three can help lower your monthly premiums.

The five most popular models among Florida drivers are:

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Nissan Altima 2.5	Progressive	$135	Mario, 41 Zip: 33009	• State Minimum Liability

Last Updated Oct 8, 2024

MORE:

How to lower car insurance costs in Hallandale

1. Shop around and compare quotes

The only way to find a competitive car insurance policy is to consider the competition. The more companies you research, the more certain you can be that you’ve found the best deal.

Requesting quotes from multiple companies takes time. Jerry can do the work for you by picking the best five to seven deals from a pool of over 55 companies, so you can focus on picking the provider that meets your needs.

Compare car insurance quotes now

2. Hunt for car insurance discounts

Car insurance discounts

let you accumulate savings for years. As long as you meet the conditions, you don’t have to worry about a discount program expiring.

Call up your insurance provider, ask about savings programs, and you could be rewarded with a:

Bundling discount: Homeowners insurance (or renters insurance) policyholders can opt for a

car and home insurance bundle

to save on both products.

Claims-free discount: Generally, you have to go three to five years without making an insurance claim to reap the rewards on your premiums.

Good student discount: High school and college students must maintain a B average or higher to earn a discount on their car insurance plans.

Safe driver discount: Some programs ask you to install a telematics device, and others a smartphone app. In either case, you need to drive safely or below a set mileage limit to lower your premiums.

3. Increase your deductible for comprehensive and collision coverage

When

choosing a car insurance deductible

, you need to consider your annual mileage and accident risk. If you live in an area with low traffic congestion, drive a short commute, and don’t have a teen driver to worry about, you can safely raise your deductible to save on insurance premiums.

FAQ

How much is car insurance in Hallandale?

In Hallandale, the average minimum car insurance policy costs $116 per month ($1,391 per year), and the average full coverage policy $221 per month ($2,648 per year). However, your auto insurance costs probably won’t look the same.

Depending on your driver profile and choice of provider, the quotes you receive could be hundreds of dollars higher or lower. Using Jerry to compare deals lets customers save an average of $600 per year on auto insurance.

What is the cheapest car insurance in Hallandale?

The cheapest car insurance in Hallandale is state-minimum coverage, that is to say, $10,000 each of Property Damage Liability (PDL) and Personal Injury Protection (PIP). But with medical expenses and vehicle repair costs on the rise, sticking with a minimum-coverage policy jeopardizes your finances in the event of a serious accident.

What is the best car insurance in Hallandale?

The best car insurance policy in Hallandale gives you the coverage you need at a price you can afford, with a company that offers the insurance services you want. Using Jerry gets you free quotes from over 55 top providers, plus verified customer ratings in five different categories: costs, claims, customer service, renewals, and purchases.

What is the minimum car insurance in Hallandale, Florida?

The minimum car insurance required in Hallandale follows Florida law: at least $10,000 of Personal Injury Protection (PIP) and $10,000 of Property Damage Liability. PIP is a no-fault insurance that lets you claim your and your passengers’ injuries regardless of fault. PDL, on the other hand, pays for any property damages in a car accident that was your fault.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

Jasmine Kanter

Jasmine Kanter is a non-fiction writer specializing in comprehensive content that's accessible to beginners, experts, and everyone in between. Since joining the Jerry team, Jasmine has penned over 300 articles on car insurance requirements, driving tips, and car maintenance.

Prior to joining Jerry, Jasmine worked as a graphic designer, storyboard artist, and French customer service representative. She enjoys collecting hobbies and babysitting ducks in her spare time.

Sarah Gray

Licensed Insurance Agent — Expert Insurance Writer and Editor

Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.

Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.