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Cheapest car insurance in Hallandale, Florida (Nov 2024)
Cheapest car insurance in Hallandale, Florida (Nov 2024)
Jerry helps drivers in Hallandale make the best choice of car insurance with free quotes from over 55 providers, plus verified customer ratings.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How to find the cheapest car insurance in Hallandale, Florida
- Cheapest Hallandale car insurance for good drivers
- Best car insurance companies in Hallandale
- Best cheap car insurance quotes in Hallandale
- Average cost of car insurance in Hallandale, Florida
- Car insurance quotes in Hallandale by rating factors
- How do different factors impact your car insurance costs in Hallandale?
- Cheap car insurance quotes in Hallandale after driving violations
- Cheap car insurance quotes in Hallandale by age
- Cheap car insurance quotes in Hallandale for drivers with bad credit
- Cheap car insurance quotes in Hallandale for popular cars
- How to lower car insurance costs in Hallandale
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance in Hallandale, Florida
Drivers looking for the
cheapest car insurance
Hallandale, Florida
, are at a disadvantage. The auto insurance premiums in Hallandale and Hallandale Beach are in the top 50th percentile of the Sunshine State.However, that doesn’t mean you can’t find a better rate by comparing quotes.
Jerry
shows you the five to seven lowest prices for your desired car insurance coverage, saving you time and money.PriceProtect™ helped Hallandale drivers find these deals in less than 45 seconds:
| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $187 | Charlotte, 41 Zip: 33009 | Dodge Dakota ST | • State Minimum Liability |
| Bristol West | $243 | Mamie, 33 Zip: 33009 | Buick Verano | • No Coverage Liability |
| Assurance America | $118 | Marian, 42 Zip: 33009 | Nissan Altima 2.5 | • No Coverage Liability |
Embark General | $208 | Henry, 54 Zip: 33009 | Hyundai Veracruz GLS | • No Coverage Liability |
Last Updated Nov 18, 2024Cheapest Hallandale car insurance for good drivers
Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.
Good drivers in Hallandale can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.
Customer | Driving Score | Insurance Savings | Has Violations | Insurance Coverage |
|---|---|---|---|---|
Jonas, 25 | 94 | 35% | No |
|
Alejandra, 34 | 77 | 24% | No |
|
Jean, 44 | 85 | 29% | No |
|
Michelle, 54 | 97 | 38% | No |
|
Eric, 64 | 67 | 22% | No |
|
Best car insurance companies in Hallandale
Going by popularity alone, the best car insurance companies in Florida are
Progressive
, State Farm, and Allstate
. However, your answer may change depending on your priorities.In Jerry’s national insurance shopping survey (the largest of its kind in the U.S.), Florida drivers found
Travelers
had the best rates and customer service, and National General
had the best claims process.Here’s how survey respondents rated the biggest companies in Hallandale on a five-point scale:
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
Liberty Mutual | 4.6 | 4.2 | 4.7 | 4.5 |
| Progressive | 4.2 | 3.7 | 3.6 | 4.4 |
| State Farm | 4 | 3.3 | 3.7 | 4 |
| Geico | 3.9 | 3.1 | 3.4 | 4 |
| USAA | 3.9 | 2 | N/A | 4 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Best cheap car insurance quotes in Hallandale
If affordable car insurance is your top priority, stick with the
state minimum insurance requirements
. Any extra coverage options will only add to your monthly premiums.However, for reasons we’ll explore below, opting for the lowest coverage might lead to sky-high bills later.
Cheap minimum liability insurance quotes in Hallandale
Florida’s minimum car insurance laws
only require two types of coverage: Personal Injury Protection (PIP)
and Property Damage Liability coverage (PDL)
. PIP provides coverage for your and your passengers’ injuries regardless of fault, while PDL covers any property damages after an at-fault accident.Every driver must carry an auto insurance policy with at least:
- $10,000 of PIP coverage per accident
- $10,000 of PDL coverage per accident
Drivers in Hallandale found the following deals for state minimum coverage with Jerry’s help:
Charlotte (41 years old)
$187
per month
Ray (54 years old)
$125
per month
Do you need more than minimum coverage in Hallandale?
Insurance experts strongly recommend raising your minimum coverage limits in Hallandale.
This is especially true in Florida, whose minimum car insurance requirements are much lower than nearly every other state in the nation. $10,000 of PIP is only enough to cover minor, non-apparent injuries, and $10,000 of PDL won’t go far in replacing a total loss motor vehicle.
And don’t forget,
Florida car accident laws
let crash victims file personal injury lawsuits up to four years after the date of a crash, giving injuries and damages more time to surface.The bottom line: Consider doubling or tripling your auto insurance coverage limits in Florida. Fortunately, doing so won’t double or triple your rates.
Cheapest full coverage car insurance quotes in Hallandale
Full-coverage car insurance
isn’t a product, but a term for a common coverage bundle that includes collision insurance
and comprehensive coverage
. Collision pays to fix your car after an impact with another car or a stationary object. You can file a claim even if the accident was your fault, making it an excellent way to safeguard your vehicle’s value.
Comprehensive coverage pays for motor vehicle repairs or replacements after crime or weather-related damages. If you live in an area with heavy hail, high winds, or frequent vandalism, comprehensive coverage can be an important addition to your insurance policy.
Most drivers who lease or lend are required to carry full coverage car insurance as part of their contracts, but it’s also popular among owners of new, classic, and luxury cars. Other popular extra coverage options include roadside assistance and
Uninsured Motorist Coverage (UM)/Underinsured Motorist Coverage (UIM)
.| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | National General | $125 | Ray, 54 Zip: 33009 | Hyundai Veracruz GLS |
Last Updated Nov 22, 2024To find their deals, the above drivers compared free quotes from over 55 car insurance companies. With the help of a
trusted car insurance broker
, they received the best five to seven deals in their ZIP code in less than a minute.Average cost of car insurance in Hallandale, Florida
If you’re looking for a minimum-liability car insurance policy in Hallandale, prepare to pay about $151 per month and $1,812 per year. Costs rise to about $216 per month and $2,597 per year for full-coverage auto insurance.
It’s easy to calculate the average rate paid in Hallandale, but not so easy to predict individual car insurance quotes. Each insurance provider
calculates your car insurance premiums
differently based on your location and driver profile.Car insurance quotes in Hallandale by rating factors
Where you live and drive doesn’t say much about how you drive, which is why auto insurance providers look at your driver profile. It contains numerous rating factors that indicate how likely you are to get into a car accident and how many insurance claims you might make in the future:
- Demographics: Car accident statistics reveal trends among different ages, genders, and even marital status. You’ll get better rates if you’re female, married, and between the ages of 25-75.
- Driving history: You’ll enjoy lower premiums if you have a clean driving record and few claims (or gaps) in your insurance history.
- Mileage: The more time you spend on the road, the greater your chances of getting into an accident, so a high annual mileage means higher rates.
- Security: Private lanes, garages, and vehicle anti-theft devices help deter criminals, and will help you get cheaper quotes than a parking spot on a public street.
- Vehicle make and model: Cars with low purchase prices and repair costs—and high safety ratings—are cheaper to insure.
How do different factors impact your car insurance costs in Hallandale?
How do different factors impact your car insurance costs in Hallandale?
Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
Prohibited (or effectively prohibited): Florida currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Hallandale:
Cheap car insurance quotes in Hallandale after driving violations
Your
Florida driving record
contains most of the information that car insurance providers use to evaluate your driving history. Repeated small offenses, or several serious ones, mark you as a high-risk driver
who’s likely to cost the company money in the future. Here are a few violations that could make you a high-risk driver in the eyes of car insurance companies:
- At-fault accidents
- DUIs
- Driving on a suspended license
- Speeding
Cheapest insurance in Hallandale, Florida after a speeding ticket
The consequences of a
Florida speeding ticket
increase in proportion to the number of miles per hour you sped over the legal limit. Besides fines, jail time, and driver violation points, more severe tickets cause higher spikes in auto insurance rates.Drivers with different types of speeding violations used Jerry to compare quotes and find providers in Hallandale willing to offer them a great rate:
Last Updated Nov 17, 2024Cheapest car insurance in Hallandale after DUI
Like speeding tickets,
DUIs in Florida
come with bigger fines, longer sentences, and longer driver’s license suspension and revocation
periods depending on their severity. Repeated violations require purchasing higher coverage limits and asking your provider to file an FR-44 certificate
.Naturally, none of these things are good for your car insurance rates, either. Hallandale drivers with a DUI used Jerry to get free quotes, find a deal, and make the best of their situation.
Cheapest car insurance in Hallandale after an at-fault accident
Past accidents hint at future accidents, so keeping a clean driving record is crucial to finding low rates in Florida. As with other driving violations, the milder the car crash, the smaller the consequences.
The table below gives you an idea of how insurance rates in Hallandale differ for Jerry customers with at-fault and not-at-fault accidents on record:
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Bristol West | $318 | Virgie, 45 Zip: 33009 | Hyundai Sonata SE | • No Coverage Liability |
At Fault With No Injury | Bristol West | $318 | Hulda, 45 Zip: 33009 | Hyundai Sonata SE | • No Coverage Liability |
Last Updated Nov 22, 2024Cheapest car insurance in Hallandale after other driving violations
If you haven’t got a speeding ticket, DUI conviction, or at-fault accident on your driving record, take a look at the table below. Jerry helped drivers with different driving violations find these quotes among the top providers in Hallandale.
Last Updated Nov 22, 2024Cheap car insurance quotes in Hallandale by age
Generally, divers between the ages of 25-75 receive the cheapest car insurance quotes. Young drivers are prone to more accidents, while older drivers suffer both a heightened risk of accidents and injuries.
Discounts, savings programs, and comparing prices from multiple companies can help drivers young and old offset the increased cost of insurance for their age bracket.
Cheapest car insurance in Hallandale for young drivers
Teens between the ages of 16-19 get into more accidents than any other age group. Because they pose such a high risk of filing claims, it’s difficult to find
cheap car insurance for teen drivers
.Your instinct might be to save money by scaling back coverage, but collision and comprehensive insurance are vital to fixing the mistakes caused by an inexperienced driver. Instead, try adding young drivers to an existing policy, looking for safe driving discounts, and comparing car insurance quotes with Jerry to save money.
Cheapest car insurance in Hallandale for senior drivers
The chances of getting into an accident and suffering serious injury increase as drivers approach their 75th birthday. Insurers raise rates for older drivers to compensate.
Some companies, however, offer
car insurance policies for seniors
that profits from their lifetime of driving experience. Look for low-mileage, retiree, and claims-free bonuses to bring costs down.Cheap auto insurance quotes in Hallandale based on insurance history
There are many causes for a
car insurance lapse
in your history, but providers only care about two: driving uninsured or missed payments. Unfortunately, insurance companies don’t allow you to explain any gaps when you ask them for a quote.You can, however, find a company that doesn’t mind taking a chance on drivers with spotty insurance histories by comparing quotes. Jerry partners with the top companies in Florida to show the best prices in Hallandale in less than a minute.
Cynthia (18 years old)
$76
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Gainsco has given the cheapest price on vehicle insurance as well as kept their word on the quote.
Anna
Mercury auto insurance is the most affordable option and the service has been excellent.
Sean
Very happy with National Generals service. Was skeptical at first but they are great!
Jessica
I searched for good car insurance and Progressive was the best deal I could find by far!
Alyssa
Cheap car insurance quotes in Hallandale for drivers with bad credit
To determine whether you’ll make your payments on time, car insurance companies check your credit score. Drivers with high scores (over 750) pay up to 20% less than drivers with poor credit (below 550).
You can see the difference credit scores make to insurance premiums in the table below. Jerry helped Hallandale drivers at each tier find the best auto insurance quotes possible for their circumstances.
Cheap car insurance quotes in Hallandale for popular cars
The most expensive cars to insure use luxury materials and performance parts that are difficult and costly to repair or replace. In addition, they usually feature a high price tag and advanced technology.
By contrast, the
cheapest cars to insure
are cheap to buy, repair, and replace. The only things the two groups have in common are high safety ratings, anti-theft measures, and driver assistance technology—all three can help lower your monthly premiums.The five most popular models among Florida drivers are:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Nissan Altima 2.5 | Progressive | $135 | Eunice, 41 Zip: 33009 | • State Minimum Liability |
Last Updated Nov 22, 2024MORE:
How to lower car insurance costs in Hallandale
1. Shop around and compare quotes
The only way to find a competitive car insurance policy is to consider the competition. The more companies you research, the more certain you can be that you’ve found the best deal.
Requesting quotes from multiple companies takes time. Jerry can do the work for you by picking the best five to seven deals from a pool of over 55 companies, so you can focus on picking the provider that meets your needs.
2. Hunt for car insurance discounts
Car insurance discounts
let you accumulate savings for years. As long as you meet the conditions, you don’t have to worry about a discount program expiring.Call up your insurance provider, ask about savings programs, and you could be rewarded with a:
- Bundling discount: Homeowners insurance (or renters insurance) policyholders can opt for acar and home insurance bundleto save on both products.
- Claims-free discount: Generally, you have to go three to five years without making an insurance claim to reap the rewards on your premiums.
- Good student discount: High school and college students must maintain a B average or higher to earn a discount on their car insurance plans.
- Safe driver discount: Some programs ask you to install a telematics device, and others a smartphone app. In either case, you need to drive safely or below a set mileage limit to lower your premiums.
3. Increase your deductible for comprehensive and collision coverage
When
choosing a car insurance deductible
, you need to consider your annual mileage and accident risk. If you live in an area with low traffic congestion, drive a short commute, and don’t have a teen driver to worry about, you can safely raise your deductible to save on insurance premiums.FAQ
How much is car insurance in Hallandale?
In Hallandale, the average minimum car insurance policy costs $151 per month ($1,812 per year), and the average full coverage policy $216 per month ($2,597 per year). However, your auto insurance costs probably won’t look the same.
Depending on your driver profile and choice of provider, the quotes you receive could be hundreds of dollars higher or lower. Using Jerry to compare deals lets customers save an average of $600 per year on auto insurance.
What is the cheapest car insurance in Hallandale?
The cheapest car insurance in Hallandale is state-minimum coverage, that is to say, $10,000 each of Property Damage Liability (PDL) and Personal Injury Protection (PIP). But with medical expenses and vehicle repair costs on the rise, sticking with a minimum-coverage policy jeopardizes your finances in the event of a serious accident.
What is the best car insurance in Hallandale?
The best car insurance policy in Hallandale gives you the coverage you need at a price you can afford, with a company that offers the insurance services you want. Using Jerry gets you free quotes from over 55 top providers, plus verified customer ratings in five different categories: costs, claims, customer service, renewals, and purchases.
What is the minimum car insurance in Hallandale, Florida?
The minimum car insurance required in Hallandale follows Florida law: at least $10,000 of Personal Injury Protection (PIP) and $10,000 of Property Damage Liability. PIP is a no-fault insurance that lets you claim your and your passengers’ injuries regardless of fault. PDL, on the other hand, pays for any property damages in a car accident that was your fault.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is a non-fiction writer specializing in comprehensive content that's accessible to beginners, experts, and everyone in between. Since joining the Jerry team, Jasmine has penned over 300 articles on car insurance requirements, driving tips, and car maintenance.
Prior to joining Jerry, Jasmine worked as a graphic designer, storyboard artist, and French customer service representative. She enjoys collecting hobbies and babysitting ducks in her spare time.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.