Florida Speeding Ticket

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In Florida, you can respond to a speeding ticket by paying the fine, contesting the ticket, or taking a driver’s improvement course.
When you get a speeding ticket, your mind might be racing with questions: What happens next? How much will this cost? Will my insurance go up?
In this article, the car insurance comparison app, Jerry, will explain what to do after you get a ticket, including how to respond and how to lower your premiums if they increase.
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What are the speeding ticket fines in Florida?

In Florida, the fines vary depending on which of the 67 counties you get the citation in. To find out the exact fines where you are, check your county website. 
In a school zone, the speeding fines increase. Here’s a more detailed breakdown of the statewide range of speeding fines in Florida:
MPH over the speed limitSpeeding finesSpeeding fines in school zones
Key Takeaway: Check with your Florida county for the exact speeding ticket fines in your area.

How do I respond if I get a ticket?

You have three options in Florida when you’ve been issued a speeding ticket. You can pay the fine, contest the ticket, or attend a driver’s improvement course. 

Pay the fine

If you choose to pay the fine, you must pay within 30 days of receiving the ticket to avoid any future penalties. Keep in mind, you cannot contest the ticket if you choose to pay the fine. 
You can pay the fine in one of two ways:
  • Online
  • In-person

Contest the ticket

If you believe you’ve wrongly been fined, you can contest the ticket. It’s beneficial to provide the court with all the evidence and documentation they might need to overturn the ticket.
For example, you may want to include photos, car documents, witness testimony, or police reports as possible items of evidence.

Take a driver improvement course

The state of Florida offers online classes that reduce your fines by 18%. You need to sign-up for the class within 30 days of getting the ticket. After that, you’re not eligible to enroll.
Not only will your fine go down, but most insurance companies will also lower your premium. In the case of a speeding ticket, it may prevent you from having your insurance go up.
The classes are offered online, so they’re convenient to your schedule and a great option for saving money.

Points after a speeding ticket

Points are another penalty you receive when you get a ticket. For a speeding ticket in Florida, the breakdown is as follows:
  • Three points if speeding less than 15 mph over the limit 
  • Four points if speeding more than 15 mph over the limit
  • Six points if an accident occurred
Three more points will be added to the above if you were texting. 
A four-hour driver improvement course will withdraw three points. For greater penalties, you can take an eight-hour class to eliminate four points.
Once you have 12 points on your record, your license will be suspended for 30 days. You may need to take a 12-hour driver improvement course to be able to get your license back.
Minors can have their license restricted if they receive six or more points in 12 months.

How much will my insurance increase?

After a ticket, insurance rates increase on average by 20% in Florida. Fortunately, you can find some great ways to save. 
You can leave the stress of getting quotes to someone else by using Jerry. The Jerry app will quickly gather quotes from over 50 name-brand insurance companies in just seconds! Once you find the price and policy you want, Jerry will even help cancel your old policy.
This Jerry user is such a happy customer, they give the app five stars:
“I had limited time to find a new insurance plan in Florida, so I tried Jerry. My experience was personalized and professional, and they found me a plan that fits my portfolio. You should give them a try.” —Valencia T. 
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You can probably get lower auto insurance by shopping around for a different policy. Let Jerry help you find cheaper coverage after a ticket!
You can’t contest your ticket once it is paid! If you’re thinking about contesting, don’t pay the ticket.
If you’re found liable, you’ll need to pay the original fine and court costs.

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