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Jerry Data & Research
Cheapest 2006 Audi A4 Car Insurance (Apr 2024)
Cheapest 2006 Audi A4 Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2006 Audi A4
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does car insurance cost for a 2006 Audi A4?
- Compare the cheapest 2006 Audi A4 car insurance quotes
- The best car insurance companies for 2006 Audi A4 owners
- How expensive is 2006 Audi A4 insurance compared to other years?
- Are 2006 Audi A4s expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2006 Audi A4?
On average, drivers pay $1,431 per year for minimum coverage insurance for the 2006 Audi A4. Full-coverage insurance raises the price to an average of $2,692 per year. Compared to other models with a similar MSRP, the 2006 A4 costs 25% less less to insure.
If you’d rather pay below-average
car insurance
rates, don’t forget to compare quotes. Jerry
offers personalized auto insurance quotes
for the 2006 Audi A4, delivered straight to your smartphone and free of charge.Compare the cheapest 2006 Audi A4 car insurance quotes
Thousands of smart Audi A4 drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,273 per year on car insurance. Below are cheap quotes Jerry found for 2006 Audi A4 drivers.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 25, 2024 | Plymouth Rock | $185 | Antonio, 60 | • State Minimum Liability | |
April 25, 2024 | Safeco | $79 | Brian, 25 | • State Minimum Liability | |
April 23, 2024 | Progressive | $82 | Aaron, 50 | • State Minimum Liability • Comp / Collision | |
April 18, 2024 | Bristol West | $88 | Elmer, 63 Ogdensburg, NY | • 100,000/300,000 Liability | |
April 11, 2024 | Kemper | $81 | Lulu, 44 | • 50,000/100,000 Liability |
Last Updated Apr 25, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2006 Audi A4 owners
There’s no best company for all 2006 Audi A4 drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2006 Audi A4 drivers rated different insurance companies in these three categories, as well as overall.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2006 Audi A4 insurance costs
It costs an average of $224 per month (or $2,692 per year) to insure an Audi A4 with full coverage.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $95 | $1,140 |
Full coverage | $159 | $1,908 |
The
state minimum coverage
is the minimum amount of car insurance required in your home state. It typically includes liability insurance
, which pays for any bodily injuries or property damages you cause. You may also be required to pick up uninsured motorist / underinsured motorist coverage (UM/UIM)
or personal injury protection (PIP)
.Full-coverage car insurance policies
are optional and include collision
and comprehensive insurance
. They pay to repair or replace your car in the event of collisions, extreme weather, or theft. Because Audi is a luxury brand with high repair costs, it costs much more to insure an Audi A4 with full-coverage insurance.Compare insurance information for other Audis
2006 Audi A4 insurance costs by trim level
The cost of car insurance for a 2006 Audi A4 is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2006 2 Turbo | $179 | $95 |
2006 2.0T Quattro | $178 | $96 |
2006 3.2 Quattro | $71 | $92 |
How expensive is 2006 Audi A4 insurance compared to other years?
Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage.
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old.
The table below compares the average insurance cost of a Audi A4 manufactured in 2006 with that of the four closest model years.
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
2002 Audi A4 | $100 | $184 |
2003 Audi A4 | $95 | $131 |
2004 Audi A4 | $101 | $150 |
2005 Audi A4 | $101 | $171 |
2006 Audi A4 | $95 | $159 |
2007 Audi A4 | $90 | $176 |
2008 Audi A4 | $98 | $192 |
2009 Audi A4 | $81 | $161 |
2010 Audi A4 | $99 | $199 |
2011 Audi A4 | $98 | $190 |
2012 Audi A4 | $85 | $202 |
2013 Audi A4 | $101 | $202 |
2014 Audi A4 | $105 | $219 |
2015 Audi A4 | $104 | $217 |
2016 Audi A4 | $84 | $176 |
2017 Audi A4 | $96 | $226 |
2018 Audi A4 | $97 | $214 |
2019 Audi A4 | $104 | $220 |
2020 Audi A4 | $81 | $233 |
2021 Audi A4 | $63 | $209 |
Are 2006 Audi A4s expensive to insure?
Despite Audi's impeccable style and premium materials, car insurance isn’t high for Audis overall. Their average car insurance costs total just $2,061 per year, and it costs 25% less% less to insure a 2006 Audi A4 than other models in the same price range, as you can see in the table below.
| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2006 BMW 750 | $78 | $159 |
2006 Lincoln Navigator | $94 | $121 |
2006 Audi A4 | $95 | $159 |
2006 Mercedes-Benz E | $115 | $225 |
2006 Jaguar X-Type | $150 | $206 |
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.
| Rating Type | Rating |
|---|---|
Passenger's | |
Overall Front | |
Overall Side | |
Overall Rollover Rating | |
Overall | |
Side - Pole | |
Side Barrier Rating Driver | |
Side Barrier Rating Passenger Rear Seat | |
Side - Barrier | |
Side - Pole Barrier combined (FRONT) | |
Side - Pole Barrier combined (REAR) |
What other factors affect 2006 Audi A4 insurance rates?
Sometimes, it’s not the car but the details about the driver that make Audi A4 insurance so expensive. Providers collect and consider a range of personal information when they
calculate your insurance premium
, including how old you are, where you live, and how well you drive.Here are a few of the rating factors that could be pushing up your premiums:
- Your demographics: If you’re below the age of 25 (or over the age of 75), your chances of getting into an accident are much higher than other age groups, so you pay more for car insurance.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Your parking spot: Insurance rates vary from state to state and even between different ZIP codes based on the rate of car accidents, motor vehicle thefts, and extreme weather events in your area.
- Your vehicle’s make and model: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and high-performance models.
2006 Audi A4 insurance costs for young drivers
Teen drivers
typically pay the most for car insurance on account of their inexperience on the road. These spiked rates can stay on the higher side until a driver is at least 25 years old.
2006 Audi A4 insurance costs for senior drivers
On the whole, senior drivers pay some of the lowest car rates—they’re more established motorists and providers take note of that when determining insurance premium costs.
But that doesn’t necessarily extend to every senior. Insurance costs will actually rise for seniors over the age of 70 on account of increased driver error and the likelihood of more serious injuries in the event of a crash.
Isabella (67 years old)
$133
per month
How can I lower the cost of insurance for my 2006 Audi A4?
Smart shopping strategies
and car insurance discounts
can help you lower the cost of coverage for a 2006 Audi A4. Here’s how: - Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.Jerrymakes the comparison process quick and easy!
- Use a broker: Unlike captive agents and even most independent agents,car insurance brokersearn commissions without adding to your insurance costs or pushing you towards a more expensive policy.
- Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.Home and auto bundlessave drivers an average of 15% or more!
- Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle!
- Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
