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Will renters insurance cover lost keys and a change to my front-door lock?

I'm a bit forgetful and have a history of losing my keys. Can I count on renters insurance to cover me if I lose another set of keys in the future?

avatar
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Generally speaking, no, a typical
renters insurance policy
 will not cover lost keys and a change to your front-door lock. The only time that this would be covered is if the key was taken as a result of theft.
Renters Insurance
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