Expert Advice for Renters Insurance

All Articles on Renters Insurance

Does Homeowners Insurance Cover Funeral Expenses?
If someone dies at your home, will the funeral be covered by your homeowners insurance policy?
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Brady Klopfer
Jan 12, 2021
Does Renters Insurance Cover Funeral Expenses?
If someone dies in your apartment or other rental property, will your renters insurance cover the cost of the funeral?
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Brady Klopfer
Jan 12, 2021
Will Your Renters Insurance Go up if You File a Claim?
If you need to file a claim with your renters insurance, will it impact future policy rates?
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Brady Klopfer
Dec 11, 2020
Can a Landlord Force You to Have Renters Insurance?
In most states, landlords are allowed to request that tenants take out a renters insurance policy. But there are some caveats.
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Liliana Pina
Dec 10, 2020
Will Renters Insurance Pay for a Hotel?
If something happens to your home and you can’t stay in it for a while, is it covered by your renters’ insurance?
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Brady Klopfer
Dec 10, 2020
What Is the Average Cost of Renters Insurance?
A renters insurance policy can be a very smart purchase, but how much will it set you back?
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Brady Klopfer
Dec 10, 2020
How Can You Prove You Have Renters Insurance?
Occasionally, you may be asked to show proof that you carry renters insurance. When that happens, here are your three options for doing so.
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Brady Klopfer
Dec 10, 2020
Do You Need Receipts to File a Renters Insurance Claim?
If you’re using your renters insurance, and need to file a claim, is it necessary to show receipts?
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Brady Klopfer
Dec 10, 2020
7 Things You Should Never Say to an Insurance Adjuster
Insurance adjusters are fair, but you still need to be careful with what you say to them. Avoid these seven things, and you’ll be just fine.
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Brady Klopfer
Dec 10, 2020
Does Renters Insurance Cover Replacement Keys or Locks?
Lock replacement expense protection is part of renter’s insurance. Learn what it does and how to use it.
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Elan Mcafee
Nov 24, 2020
What Is an Interested Party on Renters Insurance?
Typically a landlord or property manager, an interested party in a renters insurance agreement remains informed about any changes made to your policy.
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Liliana Pina
Nov 04, 2020
How to Add an Interested Party to Renters Insurance
If you own renters insurance, you should consider adding an interested party to your policy to be informed whenever you cancel, renew, or modify it.
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Liliana Pina
Nov 04, 2020
What Is Renters Liability Insurance?
When you rent an apartment or home, it's important to understand what is (and isn't) covered by your insurance policy.
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Cheryl Knight
Nov 03, 2020
Does Renters Insurance Cover Trampolines?
Trampolines are fun but dangerous, so are they covered under a renters insurance policy?
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Brady Klopfer
Nov 02, 2020
How Much Renters Insurance Do You Really Need?
How much renter’s insurance do you need? The answer lies in the value of your assets. Here's what you need to know.
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Elan Mcafee
Nov 30, 2020
Everything You Need to Know About Insurance for Cameras and Photography Gear
Camera equipment can be a considerable investment. To protect your assets, you may want to consider purchasing photography equipment insurance.
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Rochelle Miller-Hernandez
Sep 28, 2020
Does Renters Insurance Cover Mold?
Damage caused by mold is often covered by renters insurance, but there's a catch. Here's what you need to know about choosing a policy and filing a claim.
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Rochelle Miller-Hernandez
Sep 16, 2020
How to Tell if Renters Insurance Covers Your Car
If you have renters insurance, you might be wondering if it covers the car you drive. This article explains what it does and doesn't cover with regard to your car and property.
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Cheryl Knight
Oct 21, 2020
Which Types of Home Insurance Will Cover the Possessions Inside Your House?
Both homeowners insurance and renters insurance policies cover the personal possessions inside a home.
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Elan Mcafee
Nov 17, 2020
How to Decide if You Should Share Renters Insurance with a Roommate
You can share renters insurance with a roommate, but is this a good idea? This article can help you come to an answer.
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Cheryl Knight
Dec 10, 2020
How to Find the Best Renters Insurance
Finding the best renters insurance requires a bit of research, but it's well worth the effort. Here's what you need to know to secure coverage.
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Nicholas Wilson
Sep 09, 2020

All Questions on Renters Insurance

Will standard renters insurance cover additional living expenses due to flooding?
"My apartment's been severely flooded and it's uninhabitable for now. I have a standard renters policy that doesn't cover flood damage, but what about additional living expenses that are the result of flood damage? Will my policy cover my hotel and food bills now that I've been displaced? "
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Jackie Whalen
Apr 14, 2021
Is there any difference between filing a renters insurance claim for lost property vs. stolen property?
"I previously filed a claim with my renters insurance company over a stolen laptop. Now I want to file a claim for a diamond earring that I lost. Does filing a claim work differently for lost property vs. stolen property? "
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Jackie Whalen
Apr 14, 2021
Does standard renters insurance cover items in a storage unit?
"I have several tools worth over $3,000 that I keep in a storage unit. Will my renters insurance cover these tools if they're stolen or damaged? "
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Jackie Whalen
Apr 14, 2021
Will extra liability insurance be enough to change my landlord’s mind about having a mastiff?
My landlord won't allow me to get a mastiff. He says my renters insurance won't cover any dog-related damages or legal fees. Can I get extra pet liability insurance to cover a mastiff, and will this be enough to change my landlord's mind about having a mastiff on his property?
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Shannon Martin
Apr 14, 2021
How do I stop my old apartment’s management from charging me for renters insurance?
"I moved out of my apartment without giving two months' notice. I also still owe some rent. The apartment’s management keeps charging me $20 a month for renters insurance. I still plan to pay the late rent, but it's ridiculous to me that they keep charging for insurance when I no longer live in the unit. How do I get them to stop charging me for renters insurance? "
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Shannon Martin
Apr 14, 2021
Does renters insurance cover medical equipment?
I rent a bungalow and I have two wheelchairs. I use one semi-regularly; the other one is kept in storage. Will my renters insurance cover these wheelchairs or any other medical equipment I buy in the future?
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Alexah Grinnell
Apr 14, 2021
Will my renters insurance cover a bicycle stolen away from home?
"I parked my bicycle outside a bakery and secured it with a lock. When I returned just 20 minutes later, the bike was gone. Will my renters insurance cover my bike, even though it was stolen far away from my apartment? "
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Jackie Whalen
Apr 13, 2021
Does standard renters insurance cover a backed-up sewer drain?
"Sewer backup spilled into the basement of the home I'm renting. Many of my belongings are now damaged. Will my renters insurance (standard policy) cover this damage? "
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Jackie Whalen
Apr 13, 2021
Does renters insurance cover lost food?
My apartment lost power for several days and I lost most of my frozen and refrigerated food. Does my renters insurance cover the cost of this food?
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Jackie Whalen
Apr 13, 2021
Should I avoid apartments that require renters insurance?
"I'm apartment hunting and I'm wondering if buildings that require renters insurance are at higher risk of theft or other perils. "
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Jackie Whalen
Apr 13, 2021
Does renters insurance cover damage from a fish tank leak?
"I have a large fish tank in an apartment I'm renting. If it were to leak and cause damage to my apartment or the unit below mine, would renters insurance pay for the damage? "
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Jackie Whalen
Apr 13, 2021
What are deductibles and coverage limits based on for renters insurance?
"I am shopping for renters insurance. I would like some advice so I will know if I am getting a good deal. What are the deductibles and coverage limits based on? Is it the value of my belongings? The size of my apartment? "
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Shannon Martin
Apr 13, 2021
Can I get a refund after being sold the wrong kind of insurance?
I am a condo owner. Over a year ago, I took out a policy for my personal belongings and the insurer sold me renters insurance. I just learned that this policy doesn't cover me because I own the condo! Is there any way I can get a refund in this situation?
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Shannon Martin
Apr 13, 2021
Will renters insurance cover the cost of a cleanup after a big storm?
I'm renting a house and the front yard and backyard are a big mess after a recent storm. I'm talking a fallen tree, busted fence, etc. According to the lease agreement, the tenant is responsible for lawn care and maintenance. So does this mean my renters insurance will cover the cost of the post-storm cleanup?
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Shannon Martin
Apr 13, 2021
What is personal liability coverage on renters insurance?
"For example, let's say I have $100,000 in personal liability coverage on my renters policy. What does that mean? "
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Savannah Grabek
Apr 13, 2021
Should I get renters insurance for a furnished apartment?
"As part of my new job, my employer's giving me an apartment that's fully furnished and paid for over the next 10 months. Do I need renters insurance for this apartment? It's not like I would stand to lose much if there's a fire or robbery. The most valuable item I own is my laptop. "
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Savannah Grabek
Apr 13, 2021
Does renters insurance cover my GPS unit?
"I made the mistake of not hiding my GPS unit while my car was parked outside a restaurant and it was stolen. Will my renters insurance cover it? "
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Savannah Grabek
Apr 13, 2021
How many people can share a renters policy?
I live in a house that's rented out to four people in total. My roommates want all of us to share renters insurance to save some money. How many people are allowed under a single renters policy?
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Alexah Grinnell
Apr 13, 2021
Can I be evicted if my renters policy is canceled?
"My dog bit a man while I was taking her for a walk. The man wants my renters insurance info, but I'm afraid if he files a claim, my insurer will cancel my policy and I'll be evicted from my apartment as a result. Am I being paranoid or is my fear of eviction justified? "
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Alexah Grinnell
Apr 13, 2021
Can my landlord force me to buy renters insurance if I never signed a lease?
"I live in a small apartment above a store. I never signed a lease agreement; my landlord and I just made a verbal agreement that I would pay rent on the first day of each month. Now my landlord is demanding that I buy renters insurance. Can she make this demand if I never signed a lease? "
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Alexah Grinnell
Apr 13, 2021
Can apartment management buy renters insurance for tenants?
"My apartment management plans to increase my rent to cover the cost of renters insurance, which they'll buy for me from a carrier of their choice. But I'd prefer to pick my own insurance company. Can management legally buy renters insurance for me? Can I fight them on this to get a policy on my own? "
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Shannon Martin
Apr 13, 2021
How do I add a renters insurance requirement to a lease?
"I'm a landlord. I want to add an item in a lease that states the tenant must obtain renters insurance to live in my property. How do I word this requirement in the lease so it's clear and non-negotiable? "
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Shannon Martin
Apr 13, 2021
Is renters insurance legally required to install a satellite dish?
"I can't have a satellite dish installed until I get approval from my apartment's management. The management says installation is only possible if I show proof of renters insurance, and I don't have insurance. Is it law that I need renters insurance to have a dish installed? "
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Shannon Martin
Apr 13, 2021
Is it normal to be asked about your credit history when filing a renters insurance claim?
"I called my insurance company to make a claim on my renters policy after my apartment was broken into. The insurance adjuster started asking questions about my credit history, wanting to know if I'm behind on my rent and loans. Is it common to be asked about your credit history in this kind of situation? How is it relevant? "
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Shannon Martin
Apr 13, 2021
Does renters insurance cover damage from an accidental gunshot?
My brother accidentally discharged his gun in his apartment and now there's a bullet hole in his wall. Thankfully, no one was hurt. Will his renters insurance cover the damage to the wall?
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Jackie Whalen
Apr 13, 2021
If I'm renting a small office space, do I need to get renters insurance or business insurance?
I'm looking into renting a small office since I'm sick of working from home. Am I supposed to get renters insurance or business insurance for this office?
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Jackie Whalen
Apr 13, 2021
Does standard renters insurance cover earthquake damage in quake-prone areas?
I'm moving to San Francisco, so I want to know if renters insurance will guard against earthquakes there.
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Jackie Whalen
Apr 13, 2021
Do I need renters insurance as a subtenant?
I'm subleasing a house at the moment. The primary tenant doesn't have renters insurance. As the person who's occupying the place, do I need to get renters insurance?
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Jackie Whalen
Apr 13, 2021
What's the difference between renters insurance and pet insurance?
"My landlord wants me to get renters insurance to cover my dog, even though I already have pet insurance. What's the difference between these two types of insurance? "
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Alexah Grinnell
Apr 09, 2021
How do I get renters insurance if I'll only be living in a place for three months?
"I plan to rent an apartment for just three months, but building management wants me to get renters insurance anyway. How do I get renters insurance in this scenario? Is there such a thing as short-term renters insurance? "
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Alexah Grinnell
Apr 09, 2021

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