Will my insurance cover a side window chip?
"A rock hit my side window. I have insurance with a zero dollar deductible for glass coverage. Can I still submit a claim?"
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Answered on Jul 28, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“If you have full glass coverage, you will be able to submit a claim under your comprehensive insurance.
Any glass on your vehicle is covered by your policy, even if it isn’t your windshield. If you have full glass coverage with a deductible, you will be required to pay your deductible before your insurance would cover anything.
This sometimes could be your comprehensive deductible or a specified amount, like $50. As you have a zero dollar deductible, you can submit the claim without having to pay any other costs out of pocket.”
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