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"Will home insurance cover a gaming console that was stolen from my place? "

I let my brother and his buddies hang out at my place while I was away. Big mistake. One of these guys stole my Xbox, but I'm not sure which one is the thief. Will my home insurance bail me out?

avatar
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Gaming consoles are considered to be electronics, and you may be able to claim yours on your policy.
Theft
 is a standard loss that is covered by most property policies. You will, however, want to double-check your deductible to see if it is worth it to claim your gaming console on your insurance.
Most of the newer consoles have a retail price of $300 to $500 (and even if you paid more, the insurance company would most likely pay out the retail price that you can buy the console for today). If you have a $500 deductible, you will not see a return from this loss. If you did have other items stolen from your home and the total loss was greater than your deductible, then it would be worth making a claim on your insurance. “
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