Who pays for a rental car after an accident?

A couple of weeks ago, I was in an accident. Thankfully everyone is all right and I was found not at fault, but my car needs repairs and I'll need a rental car. Will my insurance pay for it or will the at-fault driver's?

“I am so sorry to hear that, and so glad everyone is okay. I also have good news—if you were not at fault in the accident, the other driver’s car insurance should pay for your rental car.
If their insurance is paying for your repairs, they’ll likely cover your rental car as well. If the other driver doesn’t have rental reimbursement coverage or their insurance won’t pay for your rental car, you may need to use your own coverage.
You can reach out to your car insurance company to find out who would cover your rental car. If needed, they may also be able to negotiate with the other driver’s insurance to cover your rental car.
When you file a claim with your insurance company, even for accidents where you’re not at fault, your rates may increase. If you find your premiums increase too much after this accident, it’s time to shop around. To make the shopping easy, try using the Jerry app. Jerry compares rates from the top providers and delivers the best deals to your phone in minutes for free.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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