"Where can I find the cheapest bare-minimum car insurance in Tennessee? "

"Being 18 and living on my own, paying over $250 per month for car insurance is not an option. I drive a 2007 Volkswagen, I have two minor accidents and one moving violation on my record, and I live in Tennessee. Are there cheaper options out there?

"

Answer
“You may be able to get more affordable car insurance, but the problem is that you’ve proven yourself to be a higher-risk driver due to your driving record. This is going to make it harder to find cheap coverage, and you might just have to deal with higher-than-average premiums until the violation and accidents come off your insurance record.
That being said, many states allow you to take a defensive driving course in lieu of having a violation on your record, and Tennessee is one of those states. A judge can grant permission to have a citation dismissed if you take a course, and this can translate into lower insurance rates.
If you want to start shopping for cheaper options, you can fill out several application forms to get quotes from mulitple carriers … or you can sign up with Jerry. This free app can collect quotes from up to 45 top insurance companies in seconds! “
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Johnny Puckett
Answered on Apr 19, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.
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