“You may be able to get more affordable car insurance
, but the problem is that you’ve proven yourself to be a higher-risk driver due to your driving record. This is going to make it harder to find cheap coverage, and you might just have to deal with higher-than-average premiums until the violation and accidents come off your insurance record.
That being said, many states allow you to take a defensive driving course in lieu of having a violation on your record, and Tennessee is one of those states. A judge can grant permission to have a citation dismissed if you take a course, and this can translate into lower insurance rates.
If you want to start shopping for cheaper options, you can fill out several application forms to get quotes from mulitple carriers … or you can sign up with Jerry
. This free app can collect quotes from up to 45 top insurance companies in seconds!