Services
Insurance
Loans
Repairs
Advice
About

"Where can I find the cheapest bare-minimum car insurance in Tennessee? "

"Being 18 and living on my own, paying over $250 per month for car insurance is not an option. I drive a 2007 Volkswagen, I have two minor accidents and one moving violation on my record, and I live in Tennessee. Are there cheaper options out there?

"

avatar
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You may be able to get more affordable
car insurance
, but the problem is that you’ve proven yourself to be a higher-risk driver due to your driving record. This is going to make it harder to find cheap coverage, and you might just have to deal with higher-than-average premiums until the violation and accidents come off your insurance record.
That being said, many states allow you to take a defensive driving course in lieu of having a violation on your record, and Tennessee is one of those states. A judge can grant permission to have a citation dismissed if you take a course, and this can translate into lower insurance rates.
If you want to start shopping for cheaper options, you can fill out several application forms to get quotes from mulitple carriers … or you can sign up with
Jerry
. This free app can collect quotes from up to 45 top insurance companies in seconds! “
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings