“If you want to lease a vehicle, you may find that the insurance is far more expensive, especially as an 18-year-old. When you lease a vehicle, the vast majority of dealerships require you to get comprehensive coverage for the vehicle. This is the most expensive insurance, costing more than either collision or liability.
And because you want a sports car (the Civic Si has a souped-up engine), it’s going to cost you even more.
You might reasonably find that insurance for this vehicle will cost you $500 or more a month, which is probably even more than your lease payment. That makes this purchase astronomically expensive for an 18-year-old. You might want to hold off until you’re earning steady income.
If you really want the vehicle, you’ll have to budget. Start by getting car insurance quotes with Jerry to find the best rate to fit your budget. “