What's the cost of snowmobile insurance in Montana?

I live in a tiny town in Montana and I'm getting a snowmobile for my 25th birthday. How much can I expect to spend on insurance?

Answer
“Congrats on the birthday, and on the new ride!
The cost of insuring a snowmobile in Montana can vary.
Your cost will be dependent on the same factors that companies use to determine car insurance rates. These factors include your:
  • Age
  • Driving record
  • Credit history
  • Where you live
Choosing liability insurance versus full coverage will also determine the cost, as additional coverage will cost you more.
Just so you know, Montana does not require snowmobile insurance, so you do have the option of saving money and not having insurance. However, it’s highly recommended that you carry insurance on your snowmobile. Doing so protects you and those around you when you’re operating your new snowmobile.
To estimate the insurance cost for your new snowmobile, you’ll want to request quotes with various companies. If you have car insurance already, find out if your company offers snowmobile insurance. Since you’ve already established a relationship with them, you may be eligible for a better rate.
Even so, you’ll also want to comparison shop to confirm you’re getting the most affordable coverage for your snowmobile. One of the easiest ways to do this is to use the Jerry app. We’ll send you multiple free quotes from different providers so that you can see what the best deal is, and simply choose the coverage that works best for you. That way you can get out in the snow on your 25th birthday stress-free!”
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Emily Maracle
Answered on Sep 02, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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