What is the best way to document flood damage for insurance purposes?
How do flood insurance claims work? My property has experienced some flood damage, and I want to know how to document everything for my insurance claim.
“We’re so sorry to hear about your property! To maximize your insurance claim after a flood, you need to document the damage in detail.
Here’s what to do:
- Take photos and videos and make a list of your affected property.
- Collect receipts of any items that were damaged or need replacement, such as appliances, clothing, furniture, and electronics. Take pictures of serial numbers, when possible. If you have warranties, keep those handy.
- Salvage what you can. Keep samples of ruined materials (wallpaper, upholsteries, windows, etc.) for your adjuster.
We hope once you’ve filed a claim with your flood insurance provider you’ll be on your way toward rebuilding ASAP. One last tip when sorting through your belongings: It’s important to isolate or throw out anything that could pose a health risk since the National Flood Insurance Program does not cover damages for mold. Removing these items will help stop mold from spreading.
If you have questions about your specific flood insurance policy, your best bet is to reach out to your insurance company directly. And if you want to adjust your coverage or shop for a better rate, try using the Jerry app. Jerry compares rates from the top providers and delivers the best deals directly to your phone for free.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How long do you have to insure a new car?
How soon do I have to insure my new car? I’m hoping there’s some sort of grace period but am not sure.
Sep 23, 2021
How long do you have to add a new car to insurance with Allstate?
I’m in the middle of finalizing a new car purchase. How quickly will I have to add the vehicle to my Allstate insurance? Is there a grace period?
Sep 23, 2021
How can you pay off your car in one year?
What’s the best way to pay off a car in one year? I recently bought a car. I was able to get a 36-month loan, but I want to pay it off before my daughter goes to medical school next year since I'll be operating on a pretty tight budget. Plus, I'd like to avoid as much interest as possible.
Sep 23, 2021