What is "good credit" according to car dealerships?

What is good credit according to a car dealership? A car dealer near me will provide 0% interest financing if you have "good credit."

Answer provided by
Eric Schad
Answered on Jul 03, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“A credit score between 670 and 740 is generally considered good for the purpose of financing a car. However, that doesn’t mean that you’ll automatically qualify.
Many incentives, especially low APR financing, is reserved for only the top borrowers, so don’t be surprised if you don’t qualify.
In the meantime, there are things you can do to help your bad credit, like:
  • keep making payments on time
  • pay off old debt
  • monitor your credit using a tool like Credit Karma

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