Expert Advice for Bad Credit

All Articles on Bad Credit

Does Checking Your Credit Score Lower It?
Does your credit score actually diminish when you ask for a copy of your credit report? Read on to find out everything you need to know about your credit score when you check your credit.
avatar
Jerry
Apr 27, 2022
How NSF Fees Can Impact Your Credit Score
Are non-sufficient fund (NSF) fees something that can damage your credit score? The answer is both yes and no. Here's what you need to understand.
avatar
Jerry
Apr 27, 2022
How to Monitor Your Credit Score for Free
Monitoring your credit score in the most efficient manner is easy to do with the right tools.
avatar
Jerry
Apr 27, 2022
The Best Car Insurance for Bad Credit Drivers
You have limited car insurance options if you have bad credit. Here's a guide on the car insurance options available to bad credit drivers, as well as some tips on how to pay less for coverage.
avatar
Jerry
Apr 27, 2022
How to Buy a Car With Bad Credit
A car loan will cost you more if you have bad credit but, with a little effort, you might be able to save some money. Here's a guide on how to buy a car with bad credit.
avatar
Jerry
Nov 17, 2021
A Guide On Getting a Car Loan with Bad Credit
This is a guide on how to get a car loan with bad credit. Although you might find yourself with unfavorable loan terms, chances are you can still get a loan with bad credit. Here's how.
avatar
Jerry
Apr 27, 2022
There's a Movement to End Credit Scores' Effect on Car Insurance, and It's Working
Private insurance companies and government officials are working on addressing and eliminating the discrimination brought on by credit score checks affecting car insurance rates.
avatar
Jerry
Apr 27, 2022
How to Get a Cosigner for a Bad Credit Car Loan
Your credit score has a direct impact on your approval for a car loan. Here's a guide on how to navigate getting a cosigner if you have bad credit.
avatar
Jerry
Apr 27, 2022

All Questions on Bad Credit

Should I use a car loan to rebuild my credit?
I want to rebuild my credit, but I also need a set of wheels to get around. Is a car loan a good way to rebuild credit?
Eric Schad
Dec 06, 2021
How do I dispute a car loan on my credit report?
I was taking a look at my credit report and I noticed a car loan with a balance of $11,231. I've never had a car loan and I have no idea where this came from. How do I dispute it?
Eric Schad
Nov 16, 2021
How do I remove old addresses from my credit report?
My credit report has the wrong address listed so the lender that I’ve been talking to won’t accept it. I don’t know how to fix it and I’m super annoyed! What should I do? How do I remove old addresses from my credit report?
Liz Jenson
Feb 14, 2022
Can I get a car loan with a 549 credit score?
I really need a car loan. My current car is in the shop, and the repair bill is $1,200. The mechanic told me the car isn’t worth that much, so I should get a new car. With a credit score of 549, am I eligible for a car loan?
Eric Schad
Feb 23, 2022
What credit score do I need to get a car loan from Carvana?
"Will Carvana approve me for a loan if I have low credit? I was looking at Carvana for my next car, but I also heard they have excellent financing. However, my credit isn't great."
Eric Schad
Jul 28, 2021
How do I get a car loan with poor credit?
I have poor credit. I need a car loan to get a car so that I can get to my new job. How do I get a car loan with poor credit?
Lauren Smith
Nov 20, 2021
Is 552 a good credit score?
I checked my credit score for the first time yesterday, and it was 552. Is this a good or bad score? I’m getting ready to buy a car for myself and I’m wondering what kind of impact this score could have.
Liz Jenson
Feb 21, 2022
Can I get a car loan with bad credit?
My credit score is considered bad. I'm trying to work on it and didn't want to take out any loans until I improved it, but our car just died. I need a vehicle to make it to work, pick up my kids, and drive my grandma to appointments. What’s the best way to get a car loan with bad credit?
Lauren Smith
Nov 17, 2021
How can I print a credit report from Credit Karma?
I’ve been trying to build my credit score for a while so that I can get a lower lease on a new car. I want to print my report so I can better understand how I can improve it. How can I print my credit report from Credit Karma?
Melanie Johnson
Feb 24, 2022
How can you get a car loan with bad credit?
I need to get a car loan, but I have really bad credit right now. What can I do to up my chances of getting a car loan with bad credit?
Liz Jenson
Feb 01, 2022
Can I get a used car loan with bad credit?
My credit score is below 530, and I’m looking to get a loan for a used car. Can I get a used car loan with bad credit?
Michael Miserendino
Dec 03, 2021
How do I dispute a judgment on my credit report?
Is there a simple way to dispute a judgment on my credit report? There’s an item on my credit that I think was marked incorrectly and it’s really bringing down my score. I would love to fix this issue as soon as possible!
Liz Jenson
Mar 07, 2022
Can I get a car loan with a 578 credit score?
I’ve been working at rebuilding my credit for almost two years now after some poor choices in my past. The only issue I’m having is that I need a car to get to my new job and I don’t have the cash to pay for one outright. Will a 578 credit score get me approved for a car loan?
Eric Schad
Feb 24, 2022
Do I need a cosigner to buy a car?
Am I allowed to get a car without having a cosigner if I don’t have any credit history? I’m only 18 but I make all of my own money and I want to buy a car for myself. I don’t want my parents to be involved because they’re not always the most financially responsible people. Do I need a cosigner to buy a car?
Liz Jenson
Feb 14, 2022
Can I get a car loan with a credit score of 450?
I have really bad credit from some poor decisions I made when I was younger. That said, I still need a car. Can I get an auto loan with a 450 credit score?
Eric Schad
Nov 15, 2021
What's the typical penalty for refinancing a car loan?
I want to refinance my car, but I've read there's a penalty for doing so. What's the typical penalty for refinancing a car loan?
Eric Schad
Nov 16, 2021
How can I get a good car loan with bad credit?
I’ve got pretty bad credit, but I would really like to get a car loan. I want to accept a new job I was offered, but I don’t think my current car would be able to handle the commute. Is it possible to get a good car loan even if my credit is bad?
Chloe Jenkins
Nov 17, 2021
Can I finance a car with no credit?
I don’t have a credit history, but I just moved out on my own and I really need a car. Can I finance a car with no credit, or will I have to get a cosigner?
Liz Jenson
Feb 14, 2022
How do bad credit car loans work?
My credit is honestly terrible. I maxed out a few too many credit cards and now I’m working on building my score back up. But I really need a new car. How do bad credit car loans work?
Chloe Jenkins
Nov 17, 2021
How long does a car repo stay on your credit?
When I was 20, I got my first car. I wasn't responsible, and it ended up getting repossessed. I'm 24 now and much more financially stable. I'd like to get another car, but I'm not sure if I'd qualify for a loan. How long does a repo stay on your credit?
Emily Maracle
Nov 17, 2021
Can I be approved for a car loan with a 420 credit score?
I want to get a car loan, but my 420 credit score is looking a bit low. Can I still get approved? What kind of interest rate am I looking at?
Eric Schad
Nov 23, 2021
How do you get car insurance with bad credit?
I have a poor credit history from my 20s and I haven't been able to make significant credit gains in the past couple of years. How do you get car insurance with bad credit?
Carlos Kirby
Nov 01, 2021
How does trading in a car you owe money on work?
How do you trade in a car that is not paid off? Things have been tough lately and I want to trade in my luxury car for something a bit more modest. I still owe on my car loan though, so is this even possible?
Hana Sabah
Oct 19, 2021
My credit score is 401, so would I be approved for a car loan of $17,000? How much would I have to put down?
My car was stolen and I need a new one. Last I checked, my credit score is 401, and my next credit report won’t release until the 1st of December. Would I be approved for a $17,000 car loan, and how much would I have put down? Could I also bring home $3,000 of it?
Jack Walsh
Nov 23, 2021
Is it legal to run a credit report without permission?
Can my mom get into trouble for checking my credit report without asking me? She used to be an accountant and she’s really interested in my finances, but I’ve told her before that I’m an adult and I want to be in charge of my own money. Is it legal for her to check my credit against my will?
Liz Jenson
Feb 14, 2022
What's the minimum credit score needed for a car loan?
I want to get a car loan, but I only have a 575 credit score. Is that good enough? Is there a minimum needed?
Eric Schad
Nov 23, 2021
How do you hide your car from repossession?
What's the best way to prevent my car from getting repoed? I’ve recently fallen behind on payments. But I got a new job and should be able to make payments again soon.
Hana Sabah
Nov 02, 2021
Does Chevy Finance require a minimum credit score?
Does Chevy Finance require a certain credit score? I want to buy a Chevy Bolt and Chevy Finance has some great promotional APRs. That said, my credit isn't great.
Eric Schad
Jul 15, 2021
With a 580 credit score, what kind of car loan can I get?
I’m looking to buy a new car, but my credit score is 580, which I know isn’t great. Is there any way for me to qualify for a car loan with a bad credit score?
Michelle Ballestrasse
Feb 22, 2022
Can I get a car loan with a low credit score?
A few years back my wife and I decided to sell most of our assets (car included) to try and start our own business. Once COVID came, we were forced to shut the business down and take a major hit to our credit scores. Now we need of a car to get to work, but I’m afraid our low scores may not be enough for a loan. Can we get a car loan with low credit scores?
Michael Miserendino
Nov 30, 2021

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free