What is a multi-car policy?

My insurance agent keeps referencing a multi car-policy. What does that mean? How does it relate to my car insurance?

Answer
“A multi-car policy means that you have more than one vehicle insured on a single policy. Most carriers allow you to insure multiple vehicles (typically up to four or five) on one policy and give you a discount for doing so.
Multi-car policies provide the convenience of coverage for several cars under one policy with a single monthly payment. Most car insurance companies also allow you to customize coverage for each vehicle. This means you don’t have to carry the exact same coverage on every vehicle.
For example, if you have one car that requires comprehensive insurance and collision insurance and another that only requires liability insurance, you can do so at your discretion.”
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Emily Maracle
Answered on Jul 28, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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