“Every state is a little different, but New York has some of the country’s strictest insurance laws. Being without auto insurance for even a short amount of time will result in very high penalties. Here is the breakdown of the fines:
- One to 30 days without insurance: $8 per day, up to $240
- 31 to 60 days without insurance: $10 per day, up to $300
- 61 to 90 days without insurance: $12 per day, up to $360
- If your license gets revoked: $750
All carriers report to the NY DMV automatically and within seven days of cancellation. As you can see, it is worth it to keep your policy active.
If your policy premium is too high, shop around for cheap car insurance.
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