What does non-owner car insurance typically cost?

I rent cars frequently as I don't have my own car. Someone recommended I get a non-owners policy since the rental car company's insurance can be expensive. Would a non-owners policy be cheaper than insurance from the rental car company?

Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Depending on where you live,
non-owners car insurance
costs between $200 and $500 annually. Compare this to $20 to $60 a day for rental car insurance, and non-owner insurance is a bargain.
Keep in mind that non-owner car insurance is a
liability coverage
policy. Such a policy may be similar to the rental car company’s collision damage waiver. However, non-owner car insurance doesn’t provide full coverage, meaning that you may still be liable for damages from theft, hit-and-run accidents, and
acts of God
If you require full coverage, you can get additional coverage from the rental company. Credit cards often offer some sort of rental car coverage, so check that out as well.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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