What does non-owner car insurance typically cost?

I rent cars frequently as I don't have my own car. Someone recommended I get a non-owners policy since the rental car company's insurance can be expensive. Would a non-owners policy be cheaper than insurance from the rental car company?

Answer
“Depending on where you live, non-owners car insurance costs between $200 and $500 annually. Compare this to $20 to $60 a day for rental car insurance, and non-owner insurance is a bargain.
Keep in mind that non-owner car insurance is a liability coverage policy. Such a policy may be similar to the rental car company’s collision damage waiver. However, non-owner car insurance doesn’t provide full coverage, meaning that you may still be liable for damages from theft, hit-and-run accidents, and acts of God.
If you require full coverage, you can get additional coverage from the rental company. Credit cards often offer some sort of rental car coverage, so check that out as well.”
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Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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