What documents do I need for car loan closing?

I'm an organized person, so I like to have everything in order. I'm closing on a car loan next week. What documents do I need?

Answer
A new car is always an exciting time, even if you have to get a car loan to do it! Since you love organizing, your lender will love that the closing process moves like clockwork.
When you show up to your closing—assuming that you weren’t preapproved, you’re going to need:
  • Proof of residency, such as a utility bill
  • Proof of income, such as pay stubs or W-2s
  • Vehicle information, including the vehicle identification number (VIN)
  • Down payment method, if necessary
  • Any information on a trade-in, if necessary
  • Banking history, if required by the lender
  • Proof of insurance, usually full coverage, or comprehensive and collision coverage.
Having proof of insurance is especially important as you typically can’t get the check from the lender without it. To make it easy, start shopping with the Jerry app.
Jerry gathers rates from 50+ car insurance providers to get you the best rate and coverage. The average Jerry user saves $879 a year!
Eric Schad
Answered on Dec 10, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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