What documents are needed for a car title loan?

Due to a family emergency, I’m applying for a car title loan later this afternoon, but I’m not sure where to start. What documents do I need to apply for a car title loan?

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Answer provided by
Jack Walsh
Answered on Nov 09, 2021
Car title loans can be an easy way to get cash quickly and applying is easy. Requirements vary by lender, but in general, you should have the following ready:
  • The vehicle’s title
  • The current vehicle registration
  • Any financial documents related to the vehicle
  • Your driver’s license
  • Proof of insurance
  • Utility bill or other proof of residency
  • Recent paystubs or proof of income
  • Contact information for at least two references
Once you have gathered your documents, you should shop around and compare rates from multiple lenders to ensure you are getting the best offer. Before signing, you should make sure you understand the total amount that needs to be repaid and by when. The last thing you want is to have your vehicle repossessed, so understanding the terms of the contract is essential.
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