“First things first: if you were in a gas station when this happened, the police won’t file a report as the accident wasn’t on public property.
Second, you should probably report this to your insurance company for a number of reasons. This is because some injuries only start to show symptoms days after the accident.
In addition, if you’re not a licensed mechanic, the damage might be far more extensive than you realize. Even if you only see a ding or dent, the accident may have damaged the internal components of your vehicle.
If you’re worried about your rates going up as a result of contacting your company, don’t be. Usually, a no-fault accident won’t raise your car insurance
Moreover, even if the other driver seems polite and trusting, sentiment can change. Always err on the side of caution to cover yourself.”