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Should I keep an NNO policy just to keep my auto insurance active?
I recently sold my car, and I am not sure if I am getting a new one or not. When I tried to cancel my policy, the agent said that I should keep my policy open and have an NNO policy. Should I?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Having a lapse in insurance coverage can impact your future rates. Even if you don’t have a car to drive, carriers like to see that you have been able to maintain continuous coverage.
NNO stands for
named non-owner insurance
. It is usually good for drivers who borrow or rent cars frequently, but don’t own their own vehicle. Do you think you will rent a car or buy a new car within the next 60 days? If so, an NNO would be a good choice.
If not, then depending on the monthly cost of the NNO policy, you might be better off canceling the policy and paying slightly more for coverage once you own a car again.
When you’re looking for a new policy, leave the hard work of gathering quotes to
Jerry
. This free app can collect quotes from over 40 top insurance companies in seconds!”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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