Services
Insurance
Loans
Repairs
Advice
About

Should I go with a big name for auto insurance or just a cut-rate company if I only have liability insurance?

I have liability insurance on my car, but I don't have a lot of extra cash to pay for car insurance. Should I go with a cut-rate company or spend a bit extra on a reputable name?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The devil is in the details. A reputable company has the resources to help you recover damages in instances where, for example, you get involved in an accident with an underinsured motorist or a hit-and-run. They also might have better customer service.
A cut-rate place may be able to offer a steep discount on rates. But if you file a claim or need customer service, what do you think the response will be? It may not be nearly as good compared to the service from a big-name insurer.
Therefore, it’s in your best interest to research customer reviews and consumer reports about a company before you make a decision. Once you’ve found a few good companies, you can shop for
car insurance quotes online
to get the best rate.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings