Should I go with a big name for auto insurance or just a cut-rate company if I only have liability insurance?

I have liability insurance on my car, but I don't have a lot of extra cash to pay for car insurance. Should I go with a cut-rate company or spend a bit extra on a reputable name?

Apr 28, 2021
Answer provided by
Eric Schad
Answered at Apr 28, 2021
“The devil is in the details. A reputable company has the resources to help you recover damages in instances where, for example, you get involved in an accident with an underinsured motorist or a hit-and-run. They also might have better customer service.
A cut-rate place may be able to offer a steep discount on rates. But if you file a claim or need customer service, what do you think the response will be? It may not be nearly as good compared to the service from a big-name insurer.
Therefore, it’s in your best interest to research customer reviews and consumer reports about a company before you make a decision. Once you’ve found a few good companies, you can shop for car insurance quotes online to get the best rate.”
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