Should I get MedPay car insurance in Delaware?

What is the difference between MedPay and PIP? I've heard of this type of additional coverage, but I'm not sure what it does.

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Sophie Newman
Answered on Jul 01, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
Medical payment coverage, or MedPay, is an optional type of car insurance that will cover medical costs for you and your passengers in an accident regardless of who is at fault.
It also covers medical payments in accidents where you’re a pedestrian or driving in someone else’s car.
MedPay covers:
  • X-rays
  • prosthetics
  • nursing services
  • dental care
  • funeral expenses
Personal Injury Protection (PIP) covers more than just medical expenses and may offer more assistance than MedPay.
In Delaware, a state that requires its drivers to have Personal Injury Protection(PIP), MedPay would serve as a secondary coverage.
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