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Should I always choose the cheapest home insurance?

Due to some circumstances surrounding my income, my wife and I have little wiggle room on the price of insurance. However, we're not sure if the cheapest home insurance is always the best choice. Should I always choose the cheapest home insurance?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“To some degree, the cheapest homeowners insurance is a lot like
cheap car insurance
: you get what you pay for.
This doesn’t mean that you’ll always get poor coverage, but you likely won’t be getting the best coverage.
Sometimes it might mean that you have more problems with customer service or timeliness with getting your money when filing a claim. Always take a glance at consumer reports and reviews to make sure the company is reputable before signing an agreement.
If you need help finding cheap homeowners insurance quotes, use
Jerry
. Jerry collects the top quotes from up to 50 of the best insurance providers. Switching is easy as Jerry handles the paperwork and phone calls, so you don’t have to.”
MORE:
What Are the Pros and Cons of Bundling Insurance?
Home InsuranceHomeowners Insurance
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