Is there a reason the car dealership ran my credit six times?

Why did the dealership run my credit six times? I just signed up for dealer financing through one of their partners. However, I looked at my credit report and noticed six separate hard inquiries.

Answer provided by
Eric Schad
Answered on Jul 14, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If the dealership doesn’t offer in-house financing, that means they’re working with several lenders.
Each of these lenders will pull your credit report to seek approval of your potential car loan.
The good news is that multiple hard inquiries in a 14-day period will only count as one hard inquiry. While a hard credit pull will affect your credit some, multiple pulls in a two-week span won’t have a major effect on your credit score.
Don’t sweat it!”

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