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Is the dealer a better choice for financing on a certified pre-owned vehicle?
I want to purchase a certified pre-owned vehicle from Honda. The rates seem almost unrealistically low, but I'm still not sure if I should go through the dealer or the bank. Is the dealer the better option, or should I shop around?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As with any loan, be it a car loan, mortgage, or something else, shopping around is always a good idea.
However, it’s important to note that many dealers can offer superb rates on certified pre-owned vehicles due to incentives, rebates, and bonus cash.
Similar to
car insurance
, you should shop around for other rates. There’s no guarantee that you’ll find a better rate than the dealership, but it’s still worth a look. Don’t forget that when you buy a new vehicle, you will need proper coverage. If you haven’t already found insurance, use the free
Jerry
app to help you find the best deal. Jerry compares rates from the top 50 companies in under a minute, delivering the best deals to your phone.”View full answer
- Gregory R.
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