I got preapproval for a car loan from my credit union. When I went to the dealer, they insisted that I undergo a credit check before buying a car. Do I have to submit to this if I already have financing?

"I'm shopping for a car and in quite a conundrum. My credit union has offered me a rate of 1.7% for 48 months. On the other hand, the dealer has offered $3,500 off the price of the car if I accept a 5.7% loan for 48 months. The amount I need to finance without the $3,500 off is $31,500. Should I go for the incentives or the lower interest rate?"

The local Kia dealership is offering 0% financing for new cars, but in the fine print it reads for qualified buyers. What do I need to qualify for 0% APR financing?

Can you get gap insurance on a used car? I'm thinking about buying a certified pre-owned Honda and I'd want to purchase gap insurance. Is this available through the dealership?

I'm a first-time car buyer. I went to purchase a vehicle with financing and the dealer said they were working with Chase. I was skeptical of the agreement from the start, as some of the initial numbers (interest rate and principal) they gave me don't match the numbers on the loan agreement. I also called Chase and they have no record of any loan. What gives?

I want to get a high-end BMW with a ton of extras, such as interior options and special paint. I need financing on the vehicle, but because mine isn't on the lot, I wasn't sure how that worked. How and when do I get financing on a special order from a car dealer?

I’m thinking of purchasing a car from a dealer, but I want a specific model. I don’t want to wait weeks for it to get here. How long will I have to wait for my car to be delivered?

I was thinking of getting a car loan, and just out of curiosity, I wanted to know what the most common length for a car loan is.

I was looking at financing a car, and the price has consistently dropped. I was wondering if I could get them to go even lower if I finance with them. Is this a possibility?

How do you make new car keys when you lose your old ones? I lost my keys recently, and I need a new one for my car, but I’m not sure how to make a new one.

I’m organizing a large charity event in my county and thought it would be amazing if we could get a car dealership to sponsor us. Any ideas on how we can get a car dealership involved?

Why do dealers ask how I'm going to pay for a new car? I've bought several cars from dealers and I always get asked how I'm going to pay for the car.

I live in Lincoln, and I’m looking to start my own business. Car dealerships have always been lucrative and they allow people to get something they really need. How can I get a car dealership license here in Nebraska?

"Is 2.9% a good deal or can I do better with my perfect credit? I found the perfect car at a dealership and they are advertising a 2.9% special interest rate financing."

I have my eye on a car at CarMax because of its low mileage and good price. Should I also go through them for financing? I've heard both the good and bad. Is CarMax a good place to get a car loan?

After a comedy of errors, I finally received my welcome packet and letter from my car loan lender about two months after I purchased the vehicle.The lender says that I'm two weeks late on my first payment although they have a 30-day grace period. I called the dealer and they said they'd make the first month's payment for me. A week later, I called the lender and they still haven't received payment. Should I trust the dealer or should I make the payment myself?

Do dealers lie about credit? I was buying a car and when the dealer pulled my credit score, they said it was 688. I know for a fact it's 707.

I got my final quote today. Everything looked fine until I reached the payment. It says it costs $117 (including the down payment), but then it says plus five $98 payments. Should I be paying the $117 today, or do I also need to pay $98?

I went to a dealer and they offered me a financing rate of 9.49%, which I found unacceptable. I then went to my bank and they gave me a rate of 2.79%. Should I use the bank interest rate as a bargaining tool to get a lower price on the car, or should I just accept the rate as a discount on the car?

How do you beat a car salesman at negotiating? I want to trade in my current vehicle for a new car. It’s been a while since I’ve been to a dealership; I don’t know what kind of tactics car salesmen use now, and I don’t want to settle on the first price.

I got financing through a dealer for a used Lexus. Two weeks after driving the car off the lot, I got an adverse action notice in the mail saying I've been denied the loan. Why would this be? Can I actually be denied financing after taking possession of the car?

I need a car to get to my job, but I don't want to add more debt to do so. I have $6,000 saved to buy a car with, which I'll probably spend about $5,000 and save $1,000 as an emergency repair fund. My father thinks I should get a certified pre-owned vehicle that's $12,000, pay half in cash and finance the rest. Which is the better option?

"What happens to my loan if my dealer goes out of business? I bought my car from a local car dealership who handled all of the financing for me. Shortly after finalizing the loan, I set up autopay and have not missed a payment yet. The other day I noticed that the dealership had a closing sign up front."

Every time I've purchased a car, the salesperson is always pushy about financing. Do car dealers get kickbacks from lenders?

I'm a late bloomer when it comes to getting my driver's license. I'm finally getting it in a few months at the ripe old age of 27. I want to buy a car, or at least start shopping before I get my license. Can you finance a car if you don't have a driver's license?

I got a rebate on my new Chevy Malibu for $1,500. The only stipulation was that I have to get financing and wait nine months for refinancing. Does this sound right? Do I actually have to wait to refinance?

I won't have the money this month to pay my car loan. Can I skip my payment? What happens if I do?

I was shopping around for car loan rates and I found a local dealer with a 0% promotional car loan rate. How is that possible? Am I missing something?

I know I want to work there, but I’m not sure where to start. How do I apply for a job with Toyota?

My current car is nearing the end of its life. I know I’m going to have to go car shopping, but it's my least favorite thing to do! How do I get in and out of the car dealership as quickly and painlessly as possible?