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Is my garage covered under homeowners insurance?
Our garage got damaged recently, and I’m scared it’s going to be a huge repair bill. Does homeowners insurance cover garages?
Macy Fouse · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In general, yes. In fact, any building on your property—including your garage—is covered under your homeowners insurance. If your garage is
connected to your house
, it’s definitely covered. If you have a freestanding garage, though, its coverage will depend on your specific policy and insurance company. To make sure any freestanding structure on your property is covered, you’ll need to talk to your insurance company, because you might have to add extra coverage. If you don’t want to pay an arm and a leg for that extra coverage, though, shop with
Jerry
. As the top-rated
insurance shopping app
, Jerry will find you the best homeowners insurance
for your specific needs in under a minute! View full answer
- Gregory R.
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