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Is Indiana a no-fault state?
I’m moving to Indiana later this year and I was wondering: is Indiana a no-fault state?
Natalie Todoroff · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
No, Indiana is not a no-fault state. If you cause a car accident, the other driver will file a car accident claim with your insurance provider.
This means that if you were found to be at-fault for the accident, your insurance provider will cover the other driver’s accident-related bills, including the other driver’s and their passenger’s injuries. However, to pay for your and your passenger’s injuries an optional medical payment coverage add-on will be needed.
Remember that fault isn’t an all-or-nothing deal; sometimes, in an accident, fault can be shared between the drivers. In Indiana, you only collect damages from the accident if you are
found to be less than 51% responsible
(or at-fault) for the accident. If you don’t have insurance, the not at fault driver can file a lawsuit against you to recover these damages.
As much as we don’t like to think about them, car accidents happen, which is why it’s so important to have excellent
car insurance
working in your favor. If you don’t know where to begin shopping for one, downloading Jerry
is your best bet. A
licensed insurance broker and comparison shopping app
, Jerry takes the guesswork, hassle, and endless paperwork out of shopping for a new policy. All you need to do is download the app, take 45 seconds to answer some basic questions, and let Jerry work its magic. You’ll be presented with customized insurance quotes pulled from a pool of 55 premium insurance providers, and Jerry can even help with the paperwork you need to switch providers. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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