Expert Advice for No Fault State
All Articles on No Fault State
Do Progressive Insurance Rates Go Up after a Not-at-Fault Accident?
According to the Consumer Federation of America (CFA), Progressive punishes customers for not-at-fault accidents more than any of the other four largest U.S. auto insurers.
Does Your Car Insurance Go Up if Someone Hits Your Car?
If someone hits your car, your rates usually won’t go up if you can file a claim against the other driver’s insurer. A hit-and-run may cost you, though.
If you’re the victim of a hit-and-run in Michigan, you must report the crime to the police and file an insurance claim within three days.
What Is No-Fault Insurance? How Does It Work?
No-fault insurance covers your medical costs following an accident regardless of who caused it, however, it comes with higher insurance rates
What Is a No-Fault State?
If you live in or plan on moving to a no-fault state, there are a few important things to know about car insurance and filing a claim.
All Questions on No Fault State
What is the time limit to sue someone after an accident in New York?
"I got into a car accident 2 years ago and wasn't at fault. I initially didn't have any injuries, but now have back issues resulting from the accident. Is it too late to submit a claim for medical costs?"
How do I apply for dollar a day car insurance?
I live in New Jersey and I've heard of dollar a day insurance. I'm having trouble affording my insurance, so this seems like a good option. How can I get it?
How does location affect car insurance?
I work from home now and have been saving up to buy a house. I realized that I could go anywhere because I work from home, and that's so exciting to me. While I'm figuring out my pros and cons list, I figured I'd also consider other fees. How does location affect car insurance?
How much will my insurance pay to fix my car?
I live in Massachusetts and got into a wreck. I’m okay, but my car is damaged. How much of the damage will my insurance cover?
Is Wisconsin a no-fault state?
How does Wisconsin figure out who has to pay what after a car accident? I got into a fender bender recently and I’m a little worried that I’ll have to cover some of the damages myself.
Can I refuse PIP coverage in Kentucky?
Can I remove personal insurance protection? I'm a new driver and the quotes I've been getting are super expensive. I want the bare minimum coverage since I have an old vehicle.
What does personal injury protection cover in Pennsylvania?
Why is personal injury protection required in Pennsylvania? I'm confused about what personal injury protection does.
Does bodily injury cover medical expenses in Alaska?
How does bodily injury insurance cover medical expenses? I have bodily injury as part of my liability coverage.
Can no one be at fault in an accident?
"What happens if fault can't be proven in an accident? I was in an accident with another driver who ran a red light. They won't admit fault and there's no way to prove she ran the light. She's from California and I'm in Washington."
Is Oregon a no-fault state?
Does Oregon have a no-fault policy when it comes to car accidents? I got into an accident a few weeks ago and I’m confused about some of the stuff that I’m being asked to cover.
Is Oklahoma a no-fault state?
I got into an accident last week and I’m worried that my insurance company will try to say that it was my fault. Is Oklahoma a no-fault state, or should I be concerned that I’ll need to pay for damages myself?
How can I tell the difference between medical payments coverage and personal injury protection?
What's the difference between MedPay and PIP? My car insurance offers both, but they seem like they cover the same thing.
Do I still need to call Allstate in an accident if it's not my fault?
"Do I need to call my insurance if I'm not at fault? Another driver ran a red light in Florida and hit my car from the side, so it was pretty clearly their fault. I plan to call their insurance company (Allstate) to pay for the damages."
Can someone still sue me if I have car insurance?
Does my insurance provide any legal protection? I live in Oklahoma and I'm wondering if someone could still take me to court if I have car insurance in an accident.
Where is PIP required?
What states require PIP?
Does auto insurance or health insurance pay first in Florida?
Which insurer will pay the medical bills in the event of an accident? I have only liability coverage for auto insurance, but I also have health insurance.
Can I register a car in Minnesota without a driver's license or car insurance?
I want to register a vehicle in Minnesota, but I don't have a driver's license or insurance. I also don't plan on driving it. Can I register it?
Is Oregon an at-fault state?
I’m moving to Oregon from California so I’m researching what my car insurance minimums will be. I noticed the personal injury protection (PIP) insurance requirements are pretty high, though. Is Oregon an at-fault state?
Is Kentucky an at-fault state?
I got into a car accident recently and I’m not sure how to make an insurance claim. Is Kentucky considered an at-fault state?
Is Utah an at-fault state?
We just moved to Utah from Arizona and we’re in the process of switching over our car insurance. I noticed that we’re required to have personal injury protection (PIP) coverage, though. Is Utah an at-fault state?
Is Michigan an at-fault state?
I work for Ford, and they’re transferring me to their head office just outside of Detroit. I’m stoked about the move, but embarrassingly, I don’t know much about car insurance laws in the state. Is Michigan an at-fault state or a no-fault state?
Is Indiana a no-fault state?
I’m moving to Indiana later this year and I was wondering: is Indiana a no-fault state?
Is Alabama a no-fault state?
I just got my license and started driving, and while I’m confident behind the wheel, I know that accidents can still happen. Is Alabama a no-fault state?
Is Pennsylvania a no-fault state?
I just moved to Pennsylvania for school, and I’m trying to figure out what kind of car insurance I need. Is Pennsylvania a no-fault state?
Kathryn Mae Kurlychek
Is North Carolina a no-fault state?
My daughter was recently in an accident in North Carolina. We’re a little confused about how to file a claim and get her help for the injuries. Is North Carolina a no-fault state?
Is North Dakota a no-fault state?
I live in Montana and my kid is leaving for school in North Dakota. I’m trying to research the best car insurance policies for him but I’m not sure I understand this no-fault / at-fault thing. Is North Dakota a no-fault state?
Is Virginia a no-fault state?
This is my first time shopping for a car insurance policy and I’m so confused. I thought the whole point of insurance was to pay for accidents you cause to other people. But then I learned about no-fault states and I got even more confused. Is Virginia a no-fault state?
Is Ohio a no-fault state?
I had a tiny scrape in a parking lot last week and I’m trying to understand how to handle the situation with car insurance. Is Ohio a no-fault state?
Is New York an at-fault state?
I’m moving to New York City soon to take a job with a new company. I’m fairly excited, but I also like my time away from people. As such, I’m bringing a car. I know that some states are no-fault states—does this include New York?
Is Alabama an at-fault state?
I recently got a teaching job at the University of Alabama, and I’m excited to become part of the Crimson Tide! However, I’m making a checklist of things to do before I move and car insurance is on the list. So I know what to buy—is Alabama a no-fault state or an at-fault state?
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