In the United States, what is the best insurance carrier for boating?

What is the best car insurance for boating? I recently just bought a boat and need to get it insured.

“There are plenty of great providers when it comes to finding insurance for your boat in the United States.
The following are the top three best insurance companies to file a policy with before taking your boat out on the water:
  • Allstate
  • Progressive
  • State Farm


Allstate has become one of the biggest insurance names in the United States.
The company advertises its boating insurance as being affordable to a variety of boat models and coverage alternatives, with some policies starting at as low as $21 per month.
And better yet, if you are a homeowner with a boat, Allstate will grant you a 10% discount on your boat insurance!


Progressive has been providing quotes for boat insurance for over 35 years. You can purchase a boat policy for a multitude of water vessels up to 50 feet long and $500,000 in price.
The company has many discounts that are appealing to potential clients, such as a decreasing deductible. This means that in every policy period you remain accident-free, they will decrease your policy deductible.
If you complete a state-approved safety course, Progressive will reward you with a discount for your hard work.


State Farm has multiple coverage options when it comes to boating. For instance, State Farm offers:
  • property damage insurance
  • boat liability for common issues like storms and theft
The company also has many resources available to boat owners, such as:
  • boat safety guides
  • boat trailer manuals
  • guidelines regarding safety when in the water.
Additionally, coverage can be provided to a variety of watercraft, like sailboats, jet skis, and houseboats, among many others.
Now that you have a better idea of what insurance carriers are the best when it comes to your boat, use Jerry to help you find the best insurance quotes possible for your watercraft.”
Gracie Hanson
Answered on Jul 23, 2021
Gracie Hanson is a content intern at Jerry. Currently, she is pursuing a Bachelor's Degree in Communication with a minor in Media Studies at the University of Colorado Boulder. In her spare time, she enjoys listening to music, trying new foods, and road-tripping around Colorado in her Acura TL.

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