If am suspended from driving for a medical reason, should I let my car insurance company know?

I had a seizure and won't be able to drive my vehicle for 90 days due to medical reasons. Should I let my car insurance company know? I'm worried they will cancel my policy or change my rates.

Answer
“If you’re not going to use your vehicle or drive for the next 90 days, it may be worth it to let your car insurance company know so you can save money in the meantime.
Some companies can suspend your liability insurance if you’re not using your vehicle, but you’ll retain your comprehensive coverage. This is considered a storage plan option and is worth looking into.
Medical suspensions of your license are sometimes considered the same as a license suspension, so there is a chance that your insurance carrier will cancel your policy for having a license suspension. They may also require you to complete a driver training course once your suspension lifts.
Every insurance company would look at this risk factor differently, so if your policy gets canceled or the rate increases, download the Jerry app to help you find a new insurance company.
Jerry collects quotes from over 50 insurance providers and delivers the best rates to your phone. The best part? Jerry works with both standard and non-standard carriers, so there is a policy available for almost anyone!”
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Sophie Newman
Answered on Sep 28, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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