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How much is home insurance in Alabama?
I live in Alabama and am purchasing my first home. My lender is requesting that I get home insurance. I have been budgeting and saving up for a home for a long time. I’d also like to budget for my home insurance. How much will home insurance cost in Alabama?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Purchasing your first home is exciting and it’s great you’re managing your finances! While the rates vary, on average, home insurance costs between $125-$180 a month, or around $1,600 a year.
That said, several factors influence your home insurance rates. Some factors insurance companies consider are:
- Your age
- Age of the home
- Location of the property
- Credit history
- Claims history
- Type of coverage
- Amount of coverage
If you live in a high-risk area where you’re more likely to file claims, you’ll likely pay more for
home insurance
. Insurance is risk-based, so if you’re likely to submit a claim, an insurer will charge you more for coverage. Since you’d like to determine how much home insurance will cost you, you’ll want to request quotes directly from insurers. Doing so will give you an idea of exactly how much home insurance will cost for you.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app collects quotes from top insurance companies like Safeco and Progressive in seconds. Jerry’s experienced and friendly team of agents can even answer all your questions and provide advice on the best coverage options.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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