How much car insurance coverage do you think I actually need for my truck in Missouri?

I've got a 2008 Chevy Silverado and I live in Missouri. Is the state-minimum coverage ($25,000/$50,000/$10,000) good enough, or should I get more?

Answer
Even a relatively small accident could result in thousands of dollars’ worth of medical bills. So no matter where you live or what vehicle you drive, a good rule of thumb is to get as much car insurance coverage as you can comfortably afford.
If you’re at fault in an accident and don’t have enough coverage, you could have your wages and property seized, lose your savings, and/or have your credit destroyed.
The more assets you have to protect, the higher your coverage levels should be.
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Carol Chung
Answered on Apr 12, 2021
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