How long do points stay on your record in New Hampshire?

I'm currently insured with Allstate. How long will points stay on my record and impact my insurance? I have four points from a speeding ticket in 2019.

“In New Hampshire, points on your license will remain on your driving record for three years. While it can depend on the carrier, most tickets and accidents impact your rate for three to five years.
If your rate has increased with Allstate since getting the speeding ticket, you can expect your rate to decrease as the ticket ages. As long as you don’t get another ticket or accident, you should continue to see a decrease in your premium.
If you’re not satisfied with your rate, you still have the option to shop around. While you may not be able to find a cheaper car insurance, it never hurts to look every six or 12 months.”
Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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