How legit are bundling discounts?

Are bundling insurance policies better than getting separate ones for both? I’m thinking of getting a joint policy for my home and car insurance.

“When it comes to bundling insurance, there are many benefits to doing this.
Bundling makes it easy to:
  • save money
  • manage your insurance
  • file claims
Depending on what carrier you bundle with and your geographic location, you could save anywhere from 5% to 25% on your insurance policy.
By combining two (or more) policies into one, you could experience less hassle managing both types of insurance under a single provider.
If you have filed a claim or received a traffic violation, bundling policies with the same company lowers the chance that your provider may drop you.
Bundling doesn’t benefit everyone in the same way.
For example, if your home insurance is expensive and your car insurance is cheap, bundling insurance may be the way to go since houses are pricier than cars and discounts on homes tend to be higher.
However, if you have been in accidents, received tickets, or have poor credit, car insurance could be the more expensive policy. In this scenario, the savings you recieve from choosing the cheapest car insurance provider could dominate a 20% discount on a bundled home policy.
Bundling insurance depends on what you are currently paying for both home and auto insurance. However, using a smart comparison tool like Jerry could help you find savings even faster and stress-free.”
Gracie Hanson
Answered on Jul 23, 2021
Gracie Hanson is a content intern at Jerry. Currently, she is pursuing a Bachelor's Degree in Communication with a minor in Media Studies at the University of Colorado Boulder. In her spare time, she enjoys listening to music, trying new foods, and road-tripping around Colorado in her Acura TL.

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