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How do you report car insurance fraud?
A friend of a friend told me they're using a fake insurance ID card. They aren't a good driver and I'm worried they're going to seriously injure someone. I know that without car insurance, they couldn't afford to pay for someone's damage or injuries. How would I report them?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sadly, people carrying fake or fraudulent
proof of insurance
has become commonplace. Car insurance is expensive, so many think they can avoid a ticket or issues by carrying fake ID cards or policy documents.To report
car insurance
, reach out to your state’s Department of Insurance or Department of Financial Services. Most department websites will list a number or other ways to report insurance fraud.Before reporting them, consider speaking with the person in question. Instead of committing fraud, you could recommend they use an app like
Jerry
to find the best rate possible and save money on their car insurance rates.If they refuse, you can decide whether you’d like to move forward with your fraud allegations. While it may be uncomfortable, you are doing the right thing.
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- Gregory R.
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