How do you report car insurance fraud?

A friend of a friend told me they're using a fake insurance ID card. They aren't a good driver and I'm worried they're going to seriously injure someone. I know that without car insurance, they couldn't afford to pay for someone's damage or injuries. How would I report them?

Answer
Sadly, people carrying fake or fraudulent proof of insurance has become commonplace. Car insurance is expensive, so many think they can avoid a ticket or issues by carrying fake ID cards or policy documents.
To report car insurance, reach out to your state’s Department of Insurance or Department of Financial Services. Most department websites will list a number or other ways to report insurance fraud.
Before reporting them, consider speaking with the person in question. Instead of committing fraud, you could recommend they use an app like Jerry to find the best rate possible and save money on their car insurance rates.
If they refuse, you can decide whether you’d like to move forward with your fraud allegations. While it may be uncomfortable, you are doing the right thing.
Emily Maracle
Answered on Oct 22, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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