How do you remove a car from insurance?

I’m giving my old car to my son. He doesn’t live with me, and he has his own insurance policy, so I’d like to remove the car from my policy without canceling the whole policy. How do I remove the car from my insurance so he can put it on his?

Answer
It’s nice that you’re giving your son your old car!
Since you’re removing your old car from your policy, you’re effectively canceling the policy on the car.
To do this, you’ll want to call your insurance company or use their online portal to cancel the policy on the vehicle. You may have to pay a cancelation fee, which is often a flat rate or a percentage of what remains on your premium. In some instances, you may be eligible for a refund.
Your insurer also may require you to send an official letter of cancellation. If this is the case, make sure to format the letter correctly and sign and date the document. Be sure to note that you’re only canceling the policy on one of your vehicles if you have multiple cars on the same policy.
If you decide to change policies for the car you’re keeping, shop for insurance with Jerry. Jerry is an insurance broker app that will help you find the policy you need at the price you want. Jerry will even help with the paperwork and help you cancel your old policy!
Lauren Smith
Answered on Nov 12, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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