How do you get super cheap car insurance?

How do I get super cheap insurance? I'm on a tight budget and can't spend a lot on car insurance. However, I know I need it to drive my car. What can I do?

Answer
I know the cost of car insurance is incredibly frustrating, especially since it’s a need not a want!
To get super cheap insurance, shop around. Gather quotes from multiple companies. Each company offers different rates, so comparing ensures you’re getting the best rate for the coverage you need.
You can do this yourself or use a tool like Jerry. Jerry is an app that gathers quotes from the top insurance companies, so you don’t have to!
Apart from comparison shopping, the amount of coverage on your policy will impact the cost. Only having liability coverage will be far less expensive than carrying full coverage. While it’s not ideal to have the minimum amount of insurance required by your state, it can help you get cheap car insurance until you can afford more coverage.
Lastly, continue to shop around every six months. You may be able to find a lower rate as time goes on, so you can stay well within your budget.
Emily Maracle
Answered on Nov 18, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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