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How do you get a car title loan online?
I work odd hours and usually can't make it to businesses before they close. I had a couple of emergencies pop up this month and had to take time off, but I don't have PTO. I have bad credit, so I can't get a bank loan or credit loan. I own a car and have the title. How do you get a car title loan online?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear that it’s been such a rough month. You can get a
car title
loan online, but you should research lenders before signing an agreement. You’ll want to verify that the lender is registered with your state. You can start with:- The Better Business Bureau
- Your state’s attorney general
- Your state’s financial regulations office
Title loans are illegal in more than half of the 50 states because of their high-interest rates and short-term lengths.
Some online lenders that operate in the states where title loans are legal include:
- Loan Mart
- Max Cash Title Loans
- American Auto Title Loan
- Title Max
- Loan Center
After selecting a lender that you know is legit, check to see what they require to approve the loan and follow the steps they give you. Generally, they will require:
- The title
- Driver’s license
- Pay stubs
- Utility bill
Another option despite your bad credit is your bank or credit union. You’ll likely need a cosigner with good credit, but it would be a better idea than a title loan.
If you’re looking for ways to save, consider downloading the
Jerry
app. Jerry collects quotes from 50+ top insurers to see if you could get a better deal on the coverage you need. On average, Jerry users save $879 a year!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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