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How do you change your insurance to a new car?

I'm trading in my 2015 Jeep Cherokee for a 2021. I already have insurance. How do I change my insurance to my new car?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“How exciting! Upgrading your Cherokee is a great feeling, especially since technology has changed in the past six years.
Since you’re getting a new car, contact your insurance company to update your
car insurance
policy online or by phone.
When you contact your insurance, provide the new vehicle’s VIN (vehicle identification number). If you are financing the 2021, you’ll also need your lender’s information. If you currently only have
liability coverage
on the 2015, you may need to update your coverage as well, as lenders will require full coverage insurance on financed vehicles.
While your insurance often extends coverage to your new vehicle automatically, the dealership may require you to have
proof of insurance
before taking the vehicle home.
Although you can get insurance the same day as your trade-in, getting a policy in advance is the smarter move. You can set your effective insurance date for your trade-in day, ensuring you don’t have a
lapse of coverage
.
Even if you’re happy with your current policy, you should consider shopping around when adding your new car. A new car can often increase car insurance rates, so comparison shopping can help avoid a significant increase.
If you want cheap car insurance quotes fast, go to
Jerry
. Jerry will generate competitive quotes from top providers in less than a minute.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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