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How do you buy your first car insurance?

How should I buy my first car insurance? I just turned 19 and my parents told me I should find my own insurance policy.

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Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While it may seem difficult, buying your first car insurance is no different from buying your second or third policy! The key is to explore your options. The first provider you find will rarely be your best option, so follow these steps to easily find good coverage at an affordable price:
  • Gather personal information. You’ll need to have information like your VIN, license plate number, car make, and car model easily accessible when you speak with providers.
  • Decide what coverage you want. Read up on your state minimum insurance requirements and decide what other
    types of insurance coverage
    you might need.
  • Contact providers for quotes. Get in touch with at least three different providers and request quotes.
  • Compare offers and pick a provider. See which offer is best from the quotes you received, choose a car insurance company, and buy a policy!
While these steps will help you find the coverage you need, remember that insurance for young drivers will always be more expensive. You’re still untested on the road, so insurance providers consider you a higher risk. Still, taking the time to compare quotes will ensure you get a better deal than you’d likely find otherwise.
But if you’d rather skip all the hard work, try
Jerry
! A licensed broker, the Jerry app will help you gather and compare the quotes from top insurance providers in minutes. Once you’ve made a decision, it will even help you buy your new policy!”
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