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How do I select car insurance coverage?
I would like to update my car insurance coverage, but I'm not sure what to select. What's recommended and how do I select the right coverage?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
As a general rule, you should aim for the highest amount of coverage you can afford when selecting car insurance coverage. Carrying
liability coverage
of 100/300 is a good starting point.Beyond recommendations, you also want to consider what’s best for you. If you have a new car, you will likely want full coverage. If you have an older car, you may only need liability and roadside assistance.
Selecting the right coverage is dependent on your needs as a driver. If you’re still unsure of what would be best for you, consider using an insurance broker such as
Jerry
. Sign up in minutes to compare quotes from dozens of insurers in just minutes.View full answer
- Gregory R.
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